PDCU’s checking accounts require no minimum balance and have no monthly maintenance fees!
Many members ask whether there is a minimum balance requirement for a checking account, as they want simple, fee-free banking.
No Monthly Maintenance Fees
PDCU checking accounts have zero monthly service charges. This keeps more money in your pocket every month.
Great Features Included
You get a free Visa Debit Card, free online banking, free mobile app, free bill pay, and free mobile check deposit — all with no minimum balance and no monthly fees.
Common Questions
Is there a minimum balance for a checking account?
PDCU’s checking accounts do not require a minimum balance and have no monthly maintenance fees!
Get Help from Our Team
Call us at 844-700-7328 during business hours if you have questions. Our team helps you open or switch to a checking account with no minimum balance. You can also visit any branch in Livonia, Southfield, Warren, Ypsilanti, or Romeo.
5 Helpful Hints About Our Checking Account
- Open your account with any amount you want — no minimum required.
- Enjoy free mobile check deposit and online bill pay right away.
- Use the free Visa Debit Card for everyday spending.
- Set up direct deposit to make managing your money even easier.
- Contact us at 248-263-4100 to switch to a no-fee checking account today.
People Driven Credit Union keeps checking accounts simple and affordable. You never worry about minimum balance requirements or monthly fees. Many members love the freedom and low-cost banking we provide. Thank you for banking with us. .
