Give your kids the tools to thrive—financially and beyond.
It’s never too early—or too late—to start teaching kids about money. Whether your child is still learning how to count or preparing for their first paycheck, building a strong foundation in financial literacy can shape their future in powerful ways.
At People Driven Credit Union, we believe that smart money habits start at home. By making financial education a priority from a young age, you’re giving your children the confidence and skills to make informed decisions for life.
The Long-Term Impact of Early Financial Education
Research shows that many of our financial behaviors are set by the time we reach age 7. That means the values and habits we teach our kids now can influence how they manage money for decades to come.
Children who develop money skills early are more likely to:
- Save regularly
- Spend responsibly
- Avoid unnecessary debt
- Understand credit and interest
- Set and achieve financial goals
What Does Early Financial Education Look Like?
Financial education doesn’t require formal lessons—it’s about creating everyday learning moments. Start with age-appropriate conversations and activities.
For Younger Kids:
- Use a clear jar or piggy bank to demonstrate saving.
- Talk about the cost of items while shopping.
- Play games that involve counting coins or making purchases.
For Tweens and Teens:
- Give them an allowance for chores or responsibilities.
- Help them open a youth savings account.
- Show them how to track spending and set savings goals.
- Introduce budgeting tools and talk about how debit and credit cards work.
Real-Life Lessons Make a Big Difference
The most lasting lessons come from real-world experiences. Involve your kids in family money decisions to help them see how money is earned, spent, and saved.
- Compare prices together at the store.
- Plan a savings goal for something they want.
- Talk through choices like spending now vs. saving for later.
These moments help children understand not just how money works—but how to make thoughtful, value-based decisions.
PDCU is Here to Support You
At People Driven Credit Union, we’re proud to support families with tools and resources that make financial education easier. Whether you’re looking to open your child’s first account or want to explore trusted guidance from GreenPath Financial Wellness, we’re here to help.
Financial Literacy is a Life Skill
Teaching kids about money isn’t just about budgeting—it’s about building confidence, independence, and responsibility. When children learn to manage money well, they’re better prepared to navigate adulthood with clarity and control.
Let’s Build Their Future—Together
Visit a PDCU branch, contact us, or learn more online about our youth accounts and financial education support.
