About Us

About People Driven Credit Union | A Michigan Credit Union Built Around You

People Driven Credit Union is a state-wide, member-owned credit union headquartered in Michigan. Unlike banks, we don’t answer to shareholders, we answer to our members. Every dollar you deposit stays invested in the people and communities we serve across Michigan, from Livonia and Southfield to Warren, Romeo, and Ypsilanti.

Founded on the belief that financial services should be fair, transparent, and accessible, PDCU offers checking and savings accounts, auto loans, home mortgages, home equity loans, personal loans, credit cards, and full-featured digital banking,  all with no hidden fees and rates that put members first. Your deposits are federally insured up to $250,000 by the NCUA.

What Makes PDCU Different

As a credit union, our members are our owners. That means better rates, lower fees, and a team that genuinely has your financial wellbeing in mind. We’re not driven by profit — we’re driven by people.

• Member-owned: Profits are returned to members through better rates and lower fees, not paid to outside shareholders.
• NCUA insured: Your savings are federally insured up to $250,000, backed by the full faith and credit of the U.S. government.
• Five Michigan branch locations: Livonia, Southfield, Warren, Romeo, and Ypsilanti — plus fee-free ATMs nationwide.
• No hidden fees: Transparent pricing with a published fee schedule available to all members.
• Full digital banking: Manage your accounts, deposit checks, and pay bills anytime with the MyPDCU app.