Make purchases without increasing debt, track and control spending to stay on top of account activity.
- Debit transactions are deducted directly from a checking account with no interest charges
- Full transaction history available on mobile app* or online banking
- Personalized transaction notifications (text or Email) can be set up in seconds
- Travel notifications made in the app
Whether you’re shopping online, over the phone, or at the stores, use your checking account debit card everywhere VISA® Cards are accepted.
- No minimum purchase amount
- Accepted at millions of merchants worldwide
- Compatible with Apple Pay®, Samsung Pay®, and Google Pay™
- Skip the ATM, get cash back at the register
Shop worry-free and confidently with our security precautions
- Chip Technology encrypts your transactions to safeguard account information
- Freeze/Unfreeze service keeps others from using your card if lost
- Safer than cash or checks
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Find out about all the benefits you are eligible for as a member of PDCU
Identity Theft Protection Plan
As a People Driven Credit Union member, you can receive up to 35% off on IdentityIQ® credit report monitoring and identity theft protection plans.
A Financial Step In The Right Direction!
We are ready to help you achieve your 2021 goals.
One of our Member Advocates (a real person) will sit down with you to review all of your accounts; at People Driven Credit Union or elsewhere.
Frequently Asked Questions
For wires with People Driven Credit Union use this form and the information below:Wire to:
- Alloya Corporate Federal Credit Union 26555 Evergreen Southfield, MI 48076 ABA number: 2724-78075
- People Driven Credit Union 24333 Lahser Southfield, MI 48033 Account Number: 2724-84988
PDCU's checking accounts do not require a minimum balance and have no monthly maintenance fees!We suggest checking your balance on a daily basis. Paying items as long as funds are in your account and do not assume all items will clear your account for several days. We also suggest using e-alerts to warn you when you have a low balance. Please see the E-Alerts section.Please log into the online banking site. Under the e-statements tab you will see ‘order checks’. Please click that and you will be directed to Harland Clarke to compete your order. Prices vary by style.PDCU offers a few types of checking accounts including a basic checking account and 3 rewards checking accounts!
- Member’s PDCU Account Number Member’s Address Account member wants funds deposited into (for example, Savings or Checking)
Checking made simple
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*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based, signature-based debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature-based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union.