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Overview
Control
Make purchases without increasing debt, track and control spending to stay on top of account activity.
- Debit transactions are deducted directly from a checking account with no interest charges
- Full transaction history available on mobile app or online banking
- Personalized transaction notifications (text or Email) can be set up in seconds
- Travel notifications made in the app
Convenience
Whether you’re shopping online, over the phone, or at the stores, use your checking account debit card everywhere VISA® Cards are accepted.
- No minimum purchase amount
- Accepted at millions of merchants worldwide
- Compatible with Apple Pay®, Samsung Pay®, and Google Pay™
- Skip the ATM, get cash back at the register
Security
Shop worry-free and confidently with our security precautions
- Chip Technology encrypts your transactions to safeguard account information
- Freeze/Unfreeze service keeps others from using your card if lost
- Safer than cash or checks
Get Paid Early
Direct deposit is the fastest way to access your money.
- Employment paychecks
- Social Security
- Pension Payments
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FAQs
Frequently Asked Questions
For wires with People Driven Credit Union, use this form and the information below:
Wire to:- Alloya Corporate Federal Credit Union 26555 Evergreen Southfield, MI 48076 ABA number: 2724-78075
- People Driven Credit Union 24333 Lahser Southfield, MI 48033 Account Number: 2724-84988
- Member’s PDCU Account Number Member’s Address Account member wants funds deposited into (for example, Savings or Checking)
PDCU's checking accounts do not require a minimum balance and have no monthly maintenance fees!We suggest checking your balance on a daily basis. Paying items as long as funds are in your account and do not assume all items will clear your account for several days. We also suggest using e-alerts to warn you when you have a low balance. Please see the E-Alerts section.Please log into the online banking site. Under the e-statements tab you will see ‘order checks’. Please click that and you will be directed to Harland Clarke to compete your order. Prices vary by style.PDCU offers a few types of checking accounts including a basic checking account and 3 rewards checking accounts!