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Cash Back Rewards Checking made simple

Monthly rewards plus refunds on ATM Fees

Open a Checking Account
  • Overview

    Kasasa® Checking Rewards

    3 different ways to be rewarded:

    1. Cash Back – Money back on debit card purchases
    2. Cash – earn higher interest
    3. Tunes – Refunds on Amazon & Google Play

    Get Your Checking Account Rewards Today!

     

    All three feature:

    • Refunds on ATM fees up to $20 per month*
    • No minimum balance to earn rewards
    • No monthly service fee
    • Free eStatements with check images

    Kasasa® Cash Back

    Rewards you with 2% cash back on debit card purchases

    – up to $10 each month*

    Kasasa® Cash

    Gives you a %Boost on your checking account

    2.00% APY* paid on balances up to $10,000.* 0.05% APY* paid even when the qualifications aren’t met.

    Kasasa® Tunes

    Earn refunds on Amazon®, and Google Play®

    Up to $10 in refunds on purchases each month!

    It’s easy to qualify for your rewards!

    1. Just 12 debit card purchases in the month
    2. Log into Online Banking at least once
    3. be enrolled in eStatements
  • Rates

    Rates

    Checking Accounts

    Account Type Minimum Balance Dividend/Interest Rate APY
    Interest Checking $2,500 0.05% 0.05%
  • FAQs

    Frequently Asked Questions

    For wires with People Driven Credit Union use this form and the information below:

    Wire to:
    • Alloya Corporate Federal Credit Union 26555 Evergreen Southfield, MI 48076 ABA number: 2724-78075
    Credit:
    • People Driven Credit Union 24333 Lahser Southfield, MI 48033 Account Number: 2724-84988
    Final Credit Member Name:
    • Member’s PDCU Account Number Member’s Address Account member wants funds deposited into (for example, Savings or Checking)
    Member Wire Authorization Form
    No!  It is totally FREE!
    Have at least 12 debit card purchases, enroll in e-statements and log in to online banking.  Please see the disclosures on the disclosure page for more info.
    PDCU's checking accounts do not require a minimum balance and have no monthly maintenance fees!
    We suggest checking your balance on a daily basis.  Paying items as long as funds are in your account and do not assume all items will clear your account for several days.  We also suggest using e-alerts to warn you when you have a low balance.  Please see the E-Alerts section.
    Please log into the online banking site.  Under the e-statements tab you will see ‘order checks’.  Please click that and you will be directed to Harland Clarke to compete your order.  Prices vary by style.
    PDCU offers a few types of checking accounts including a basic checking account and 3 rewards checking accounts!

Rewards Checking made simple

Ready to start getting paid?

Start Now!
Disclosures

People Driven Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. View our Privacy Policy and read our disclaimer regarding links to other sites.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based, signature-based debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature-based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union.

Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards

. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive a dividend rate of 1.98%; and balances over $10,000 earn 0.15% dividend rate on the portion of balance over $10,000, resulting in a range from 0.32% to 2.00% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $20 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee.

If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within thirty (30) calendar days of the withdrawal transaction.

When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 08/02/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins, and other requirements apply. $25 minimum deposit is required to open the account. 12 PIN-based, signature-based debit card purchases post and settle, enrollment in online banking, receipt of electronic statements may be a condition(s) of this accounts.

Enrollment in electronic services (e.g. online banking, electronic statements, and log-on may be required to meet some of the account’s qualifications. Limit 1 account per social security. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Complete Kasasa Disclosures by product: