Kasasa® Checking Rewards
3 different ways to be rewarded:
- Cash Back – Money back on debit card purchases
- Cash – earn higher interest
- Tunes – Refunds on Amazon & Google Play
All three feature:
- Refunds on ATM fees up to $20 per month*
- No minimum balance to earn rewards
- No monthly service fee
- Free eStatements with check images
Kasasa® Cash Back
Rewards you with 2% cash back on debit card purchases
– up to $10 each month*
Gives you a %Boost on your checking account
2.00% APY* paid on balances up to $10,000.* 0.05% APY* paid even when the qualifications aren’t met.
Earn refunds on Amazon®, and Google Play®
Up to $10 in refunds on purchases each month!
It’s easy to qualify for your rewards!
- Just 12 debit card purchases in the month
- Log into Online Banking at least once
- be enrolled in eStatements
Account Type Minimum Balance Dividend/Interest Rate APY Interest Checking $2,500 0.05% 0.05%
APY=Annual Percentage Yield
Links to Truth-in-Savings, funds availability and other disclosures can be found in the "Privacy and Disclosure" link at the bottom of this webpage.
Frequently Asked Questions
For wires with People Driven Credit Union use this form and the information below:Wire to:
- Alloya Corporate Federal Credit Union 26555 Evergreen Southfield, MI 48076 ABA number: 2724-78075
- People Driven Credit Union 24333 Lahser Southfield, MI 48033 Account Number: 2724-84988
No! It is totally FREE!Have at least 12 debit card purchases, enroll in e-statements and log in to online banking. Please see the disclosures on the disclosure page for more info.PDCU's checking accounts do not require a minimum balance and have no monthly maintenance fees!We suggest checking your balance on a daily basis. Paying items as long as funds are in your account and do not assume all items will clear your account for several days. We also suggest using e-alerts to warn you when you have a low balance. Please see the E-Alerts section.Please log into the online banking site. Under the e-statements tab you will see ‘order checks’. Please click that and you will be directed to Harland Clarke to compete your order. Prices vary by style.PDCU offers a few types of checking accounts including a basic checking account and 3 rewards checking accounts!
- Member’s PDCU Account Number Member’s Address Account member wants funds deposited into (for example, Savings or Checking)
Cash Back Rewards Checking made simple
Monthly rewards plus refunds on ATM Fees with Kasasa Rewards CheckingOpen a Checking Account
Rewards Checking made simple
Ready to start getting paid?Start Now!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based, signature-based debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature-based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union.
Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards
. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive a dividend rate of 1.98%; and balances over $10,000 earn 0.15% dividend rate on the portion of balance over $10,000, resulting in a range from 0.32% to 2.00% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $20 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee.
If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within thirty (30) calendar days of the withdrawal transaction.
When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 08/02/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins, and other requirements apply. $25 minimum deposit is required to open the account. 12 PIN-based, signature-based debit card purchases post and settle, enrollment in online banking, receipt of electronic statements may be a condition(s) of this accounts.
Enrollment in electronic services (e.g. online banking, electronic statements, and log-on may be required to meet some of the account’s qualifications. Limit 1 account per social security. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
Complete Kasasa Disclosures by product: