Get Started with a PDCU Youth Account

Start a Youth Account for Your Child

Helping your child start saving early can be a smart first step toward strong financial habits. Use the form below and a People Driven Credit Union team member will contact you to help complete the Youth Account setup.

Whether you are opening an account for a young child, a teen, or multiple children, we are here to make the process simple.

Already have questions? You can also call us at 248-263-4100.

Tell Us You’re Interested

Complete the short form below, and we will follow up to help you open a Youth Account for your child or children.

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Name *

First

Last

Phone *

Email *

Best time to contact

• Morning
• Afternoon

Preferred contact method

• Call
• Email
• Text

Are you a current PDCU member?

• Yes
• No
• Not Sure

Heads up: Don’t include account numbers or full SSNs in this form.

Anything else we should know?

(free text)

Consent *

• I authorize People Driven Credit Union to contact me at the number/email provided about my inquiry, including by text message if I selected “Yes to text.” Message/data rates may apply.

Disclosure *

• I understand this is not an account application and not a commitment to open an account. All accounts are subject to membership and eligibility requirements, with approval subject to application.

Submit

What to Expect

1. Submit the form above.
2. We will contact you the same day or within 1 business day.
3. We will walk you through the next steps and what is needed to complete the Youth Account setup.
4. Once your account is opened, you can begin using the Youth Account features available to you and your child.

Why Open a PDCU Youth Account?

PDCU Youth Accounts are designed for children and teens ages 0 through 17. Each Youth Account includes both a checking account and a savings account, giving families a practical way to start teaching smart money habits early.

Parents, grandparents, and legal guardians can open and manage the account as joint account holders. That means you can help guide your child while also using tools like account access, alerts, and parental controls.

It is a simple way to help kids learn how to save, spend carefully, and build confidence with money over time.

Youth Account Features

• For ages 0 to 17
• Includes checking and savings
• Minimum opening deposit of $5
• No monthly service fee
• Parent or guardian monitoring tools
• Free debit card
• Access to 34,000+ free ATMs

Who Can Open a Youth Account?

To open and manage a Youth Account, you must be the child’s parent, grandparent, or legal guardian. As the joint account holder, you can help manage the account and support your child as they learn to use it.

What You May Need

• Your valid ID
• Your child’s information
• An opening deposit

Our team will let you know exactly what is needed when we contact you.

About the Youth CD

PDCU also offers a Youth CD that can be a great way to build savings over time. The current Youth CD requires $25 to open, allows additional deposits until maturity, and has a one-year term.

If you are visiting this page during Kids Savings Month, your child may qualify for the special promotional Youth CD offer shown above.

Frequently Asked Questions

Let’s Help Your Child Get Started

Fill out the form above to get started with a PDCU Youth Account. We look forward to helping your child begin their savings journey.

Membership and eligibility requirements apply. Account approval required. Ask PDCU for full account details, current rates, terms, and Youth CD information. Early withdrawal penalties may reduce Youth CD earnings.