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What is People Driven CU’s routing number?

Quick answer: People Driven Credit Union’s routing number is 272484988.

When you need the routing number

You use your People Driven Credit Union routing number for: • Setting up direct deposit
• Making ACH transfers and linking external accounts
• Scheduling automatic payments
• Processing certain wire instructions

Common questions

Is the routing number the same for all members?

Yes. People Driven Credit Union uses a single routing number for every member. You should always confirm the number for special cases, such as international wire transfers.

What is a bank wire transfer at People Driven Credit Union?

You send a bank wire to quickly and securely transfer money from your account to another financial institution. At PDCU, you choose wires for large or urgent payments such as down payments, closing costs, or sending money to family.

How do I send a wire transfer from my PDCU account?

You can call us at (248) 263-4100 or visit a branch. Give us the recipient’s full name, address, account number, and the receiving bank’s routing number (ABA). We handle the rest for you.

How much does a wire transfer cost at People Driven Credit Union?

We charge $30 for domestic outgoing wire transfers and $50 for international outgoing wire transfers. Check our current fee schedule for full details.

How long does a wire transfer take with PDCU?

Domestic wires are usually processed the same business day if requested before the daily cutoff. Funds are typically available to the recipient within hours.

What information do I need to receive a wire into my PDCU account?

Give the sender these exact instructions:
• Wire to: Alloya Corporate Federal Credit Union, 26555 Evergreen, Southfield, MI 48076
• ABA: 272478075
• Credit to: People Driven Credit Union, 24333 Lahser, Southfield, MI 48033
• Account: 272484988
• Final credit: Your full name + PDCU account number + account type (Checking/Savings)

Full details: Wiring Instructions

What’s the difference between Bill Pay and a wire transfer?

You use Bill Pay to pay bills to companies — it’s usually free or low-cost, and you can schedule payments anytime.
You send a wire transfer when you need the money to arrive the same day. Wires cost $30–$50 and work best for urgent or large transfers that can’t wait 1–3 days.

Are wire transfers safe at People Driven Credit Union?

Yes — wires are one of the safest payment methods. They are final and cannot be reversed, so always verify the recipient’s details and watch for wire-fraud scams.

People Driven Credit Union’s routing number is 272484988.