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People Driven Credit Union

CashBack+

Get rewarded for shopping & paying bills.

Enroll today in the MyPDCU mobile app!

PDCU Membership Pays with CashBack+

Earn Cashback on Your Everyday Purchases!

People Driven Credit Union members, meet CashBack+: a more innovative, easier, and more rewarding way to shop. It’s cashback made simple, personalized to you, with no gimmicks or complicated points just real money back.

Three Easy Ways to Earn:

1. Shop

Shop brands you love with personalized deals. Browse our digital marketplace, purchase digital codes using your PDCU checking or savings account, and earn cash!

  • Personalized Offers: Get tailored deals based on your shopping preferences.
  • Instant Cashback: Earn immediately when purchasing digital codes.
  • Easy Access: Use your digital codes online or in-store.

2. Pay Bills

Enjoy cashback with our browser tool right at checkout!

  • Instant Notifications: Receive alerts about opportunities while shopping online.
  • Fast & Secure Payments: Earn cashback securely from your browser during checkout.
  • Real-Time Earnings: Watch your rewards grow with every purchase you make.

3. Actions

Earn cash back for your actions, such as signing up for e-statements or making your first mobile check deposit.

  • Simple Activation: Click to activate rewards tied to specific actions.
  • Clear Visibility: Track your balance and lifetime earnings.
  • Earn More: Boost your rewards by engaging more with PDCU services.

Redeem Your Rewards

Redeem your rewards anytime and without minimum requirements by transferring them directly into your chosen checking or savings account.

Ready to start earning?

Enroll now through the MyPDCU app or online.

Frequently Asked Questions

How to get started with Cashback+

  1. Open Your MyPDCU Mobile App Open your MyPDCU Mile App, and locate the CashBack+ widget on your dashboard. Click Get Started.
  2. Choose the "Offers" Button From the four buttons below your balance, select "Offers."
  3. Explore the Offers! Spend some time checking out all of the available offers for your favorite places to shop and eat!

Choosing Offers

  1. Navigate to your CashBack+ Widget Once inside the portal, click Offers.
  2. Select Your Retail Brand of Choice Scroll or search for the retail brand you want to purchase with to see what the brand's current cash-back offer is at the time.
  3. Purchase the Gift Card to Make a Purchase You will purchase a gift card to cover the amount of the purchase you are attempting to make. This gift card has been purchased and stored in your CashBack+ Wallet. You can choose to use this immediately or store it in your wallet for later use.

Using CashBack+ Wallet

  1. Navigate to your CashBack+ Widget Once inside the portal, click More.
  2. An Action Menu Will Appear From the menu, select Wallet.
  3. Select the Gift Card You Wish to Use To use the card, click on the Gift Card you want to use from your wallet. Select Shop Now. This will direct you to the company website. Alternatively, you can use the gift card code by copying and pasting it at checkout online.
For more information about Cashback+, read our blog post, "How to Use CashBack+".

CashBack+ is a comprehensive cashback rewards program available within your PDCU online banking. It offers personalized cashback deals, rewards for purchases, and bonus cashback for everyday banking actions.

You earn cashback by purchasing digital gift cards through Offers, using the CashBack+ Pay app at checkout, or completing certain actions such as making debit card transactions or enrolling in eStatements.

  • Offers are proactive purchases of digital gift cards you plan to use later.
  • Pay allows you to earn cashback on purchases you're already making through the convenient CashBack+ Pay app.

Example: When shopping at Walmart, enter your purchase total into CashBack+ Pay, generate a barcode, scan it at checkout, and immediately earn cash back.

Digital gift cards are delivered via email and stored securely in your CashBack+ Wallet accessible within your mobile app or online banking.
Gift cards do not expire for at least five years from the purchase date.
No, there's no limit! Earn as much cashback as you want, whenever you want.
CashBack+ is available for Android and iPhone users, as well as via the Chrome browser on desktops.
Cashback is earned instantly and visible in your CashBack+ account immediately after completing your purchase.
Yes, CashBack+ Pay is device-specific and provides enhanced security compared to traditional card transactions.
No, digital codes purchased through CashBack+ never expire.
No, CashBack+ is free for all PDCU members.

Redeem your cashback anytime. Navigate to the Redeem section of your CashBack+ dashboard and select the PDCU account (checking or savings) where you'd like to transfer your cashback balance. Or use it for additional purchases. Transfers are instant, with no minimum amount required.

Disclosures

Membership Requirement:

All accounts and loans require membership at People Driven Credit Union. Membership is available to individuals who live, work, worship, or attend school in the State of Michigan, as well as relatives of current members. To complete an application for any account or loan, you will need the following information:
  • A valid Driver's License, State ID, or Passport with your current address
  • Your Social Security Number
A Membership Share Savings Account is required to establish membership at People Driven Credit Union. A $5 deposit secures your ownership share in the credit union and unlocks access to our full suite of products and services. This account earns 0.01% APY with a $5 minimum deposit.