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Your Guide to Buying Your First Home: Tips for National Homeownership Month

Couple holding hands while going over details with their realtor while shopping for a new house.

June is National Homeownership Month, a perfect time to celebrate the joy of owning a home—and to empower first-time buyers with the tools and knowledge they need to turn their dreams into reality. At People Driven Credit Union (PDCU), we’re dedicated to helping prospective homeowners navigate the journey through our popular Homebuyer Bootcamp.

Why Celebrate Homeownership?

Homeownership brings a sense of stability, pride, and financial security. It’s a crucial step toward building long-term wealth and equity. During National Homeownership Month, we highlight the opportunities and resources available to support first-time buyers.

Top Tips for First-Time Homebuyers

Couple standing in the empty room of a house for sale while their realtor points out details.

1. Start with a Solid Financial Foundation

Understanding your credit score, budgeting effectively, and getting pre-approved for a mortgage sets the stage for a successful homeownership experience. At PDCU, we provide comprehensive resources to help you prepare financially. Watch our Homebuyer Bootcamp: Preparing to Buy now for free.

2. Find the Right Home

House hunting is exciting, but it can feel overwhelming. Consider your needs versus your wants, thoroughly explore neighborhoods, and rely on expert advice to ensure the home you select meets your lifestyle and financial goals. Watch our Homebuyer Bootcamp: House hunting Like a Pro now for free.

3. Understand the Mortgage Process

From fixed-rate mortgages to adjustable-rate loans, understanding your options can help you save money and reduce stress. Familiarize yourself with terms, rates, and closing costs to make informed decisions. Watch our Homebuyer Bootcamp: The Mortgage Process Uncovered now for free.

4. Never Skip the Inspection or Appraisal

A thorough home inspection and accurate appraisal safeguard your investment, revealing potential issues and confirming the home’s value. These steps are crucial for a smooth transaction. Watch our Homebuyer Bootcamp: The Home Inspection & Appraisal now for free.

5. Prepare for Closing Day and Beyond

Knowing what to expect on closing day and how to maintain your home afterward is essential. From signing paperwork to ongoing maintenance, preparation ensures a stress-free transition to homeownership. Watch our Homebuyer Bootcamp: Closing Day & Beyond now for free.

Join Our Homebuyer Bootcamp

Couple stand in front of house they are considering purchasing after attending PDCU's Homebuyer Bootcamp.

Ready to dive deeper? Our PDCU Homebuyer Bootcamp covers all these topics and more, offering step-by-step guidance from industry experts. Whether you’re just starting your search or preparing for closing day, our Bootcamp provides practical knowledge to help you make confident decisions.

[FREE] Watch Homebuyer Bootcamp Now

Celebrate Homeownership with PDCU

Happy couple is all smiles as their realtor hands them the keys to their new house.

This National Homeownership Month, take the first step towards achieving your dream of owning a home. At People Driven Credit Union, we’re here to support you every step of the way.

Ready to get started? Contact our Mortgage Specialist today for personalized guidance.


Meet Our Mortgage Loan Officer

Michelle Dzon is authorized to act as an agent on behalf of People Driven Credit Union. Contact her for personalized assistance with your mortgage needs.

Michelle Dzon

Michelle Dzon

Member First Mortgage
michelle.dzon@memberfirstmortgage.com
616-301-1714 | NMLS ID: #401292 | People Driven Credit Union NMLS ID: #776727


 


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