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People Driven Credit Union

Welcome New Member!

Your Journey Starts Here

You financed your vehicle through PDCU, nice move. This page gives you the quickest path to online access, payment setup, and member benefits.

Have your Welcome Letter handy for details like your payment due date and account number.

Your Loan Details

Find these in your mailed Welcome Letter: loan amount, term, first payment due date, monthly payment, and your account number.
If you need help locating them, contact us.

Welcome to People Driven Credit Union

This page walks you through the first steps so you can start using your accounts with confidence, today

Enroll / Sign In  Get the MyPDCU App    Contact Us

Explore Your New Membership

Quick Start

  1. Enroll in Online Banking: my.peopledrivencu.org/login
  2. Download the MyPDCU app: Mobile & Online Banking
  3. Turn on alerts (payments due, posted payments, low balance)
  4. Set up your payment method (see options below)

Set Up Your Payments

Choose one of these:

  • AutoPay from a PDCU account (recommended): Enroll in Online Banking, open/check your PDCU checking or savings, and set recurring transfers to your loan.
  • ACH from another bank/credit union: Use the Electronic Funds Transfer form included with your Welcome Letter to pull payments from an external account.
  • Direct Deposit set-aside: Ask your employer to route a portion of your paycheck to PDCU (Routing #272484988) and set an internal transfer to your loan.
  • One-time payments: Make ad-hoc payments in Online/Mobile Banking.

Need the EFT or Direct Deposit forms again? Message us and we’ll resend them.

Online & Mobile Banking—Enrollment Help

Online: Go to my.peopledrivencu.org/login → “Enroll.” Have your SSN, member/account number, email, and phone ready. Set up 2-step verification, then create your username and password.

Mobile: Download “MyPDCU” from the Apple App Store or Google Play → “First Time User? Enroll Now.” Complete 2-step verification and create your passcode.

Make the Most of Membership

  • Credit Score tools: real-time score, monitoring, and simulators in the app.
  • Round-up and savings: open & nickname accounts; automate transfers toward goals.
  • Home Equity & HELOC: explore borrowing options when you’re ready.
  • GreenPath Financial Wellness: free counseling for budgeting, debt, and credit.

More Perks of Membership

Better Rates & Lower Fees: Enjoy savings on loans, credit cards, and beyond.

Personalized Service: You’re more than an account number, we’re here to help with real-world advice.

Community-Focused Programs: Workshops, charity drives, and more.

Exclusive Discounts: Partner discounts and rewards programs.

Explore Your Perks

Help When You Need It

Call or text: 248-263-4100

Toll-free: 844-700-PDCU (7328)
Send us a message • Locations & Hours

Make the Most of Your Membership

Frequently Asked Questions

Log in to Online Banking to update AutoPay or one-time payments. For ACH from another bank, submit a new EFT authorization.

Check your Welcome Letter for your exact due date and monthly payment amount. If you need a copy, contact us.
Give your employer PDCU’s routing number #272484988 and your account number. You can find your account number in Online Banking or on your membership documents.
PDCU's routing number is 272484988.

Membership and loans subject to approval. Terms, conditions, and fees may apply. Products, services, and features are subject to change. Insured by NCUA. Equal Housing Lender.