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A member-owned, full-service financial institution for almost a century

The History of People Driven Credit Union

Anticipating and Understanding the needs of Members, because we are "People Driven."

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A People Driven Story

1928: The Beginning

The journey began in 1928 when the Detroit Federal Employees Credit Union (DFECU) was founded to serve federal employees in the Detroit area and their families. Built on principles of mutual support and financial empowerment, this member-owned, full-service financial institution laid the foundation for what would become People Driven Credit Union.

1958: MPG Credit Union is Born

Three decades later, in 1958, a group of Ford Proving Ground employees came together to form MPG Credit Union (MPGCU). Their goal was clear: to provide accessible financial services to fellow employees and their families..

2001: Community Expansion

By 2001, MPGCU took a major step forward by expanding to a community charter. The credit union opened a new branch in Romeo at 33 Mile and Van Dyke. Along with this growth, it rebranded as MPG Community Credit Union (MPGCCU), while continuing to operate its original Proving Grounds branch.

2003: Broadening Horizons

In 2003, the Detroit Federal Employees Credit Union broadened its charter to include government and public school district employees across Wayne, Oakland, and Macomb counties—as well as their family members. This expansion marked an important milestone in the credit union’s mission to reach more members.

2005: Embracing Community

Just two years later, Detroit Federal Employees Credit Union changed its name to Peoples Trust Credit Union (PTCU) and further expanded eligibility. Now, anyone who lived, worked, or worshiped in Wayne, Oakland, or Macomb counties could become a member.

2008: A New Era

In 2008, Peoples Trust Credit Union merged with Automotive Federal Credit Union (AFCU). This strategic union prompted a new identity: Community Driven Credit Union (CDCU), symbolizing a deeper commitment to the communities it served.

2014: Becoming People Driven Credit Union

In 2014, MPG Community Credit Union merged with Community Driven Credit Union. We changed our name to People Driven Credit Union as part of this merger. At the same time, membership eligibility expanded again to include residents and workers in Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, and Wayne counties.

2018: A Move to Downtown Romeo

In an effort to better serve the local community, the Romeo branch moved from 33 Mile Rd to the heart of downtown Romeo in 2018. This relocation improved access and visibility for local members.

2023: A People Driven Story gets Statewide Service

In 2023, People Driven Credit Union merged with Community Alliance Credit Union (CACU) enabled membership expansion across the entire state of Michigan. Now, anyone who lives, works, or prays in Michigan is eligible to join. As a result, PDCU proudly serves over 26,000 members all owners of the credit union. As a non-profit cooperative, we remain focused on delivering low-cost financial solutions to empower our community.

2024: A message from Renee DeMarco, President/CEO Of PDCU.

At our 96th Annual Meeting in Southfield, Michigan, on March 27, 2024, President and CEO Renee DeMarco reflected on this remarkable journey. Her message underscored our enduring commitment to our members, our values, and the future we are building together driven by people, for people.

2028: Our People Driven story will celebrate our 100th year helping the families of Michigan.

Disclosures

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA, a government agency.

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Membership Requirement:

All accounts and loans require membership at People Driven Credit Union. Membership is available to individuals who live, work, worship, or attend school in the State of Michigan, as well as relatives of current members. To complete an application for any account or loan, you will need the following information:
  • A valid Driver's License, State ID, or Passport with your current address
  • Your Social Security Number
A Membership Share Savings Account is required to establish membership at People Driven Credit Union. A $5 deposit secures your ownership share in the credit union and unlocks access to our full suite of products and services. This account earns 0.01% APY with a $5 minimum deposit.