Membership Eligibility

Who Can Join People Driven Credit Union?

People Driven Credit Union membership is available to a diverse range of individuals and organizations, including:

• • All Michigan residents
  • Individuals who live, work, attend school, or worship anywhere in Michigan
  • Employees or retirees of U.S. federal government agencies who reside, work, or report to an agency headquartered in Michigan
  • State, county, or local government employees or retirees, including those working for political subdivisions based in Wayne, Oakland, or Macomb counties

Affiliated Employers & Organizations

Membership also extends to current and former employees associated with major automotive and manufacturing employers, such as:

• • Ford Motor Company and Visteon Corporation employees or retirees working in Rawsonville or Wixom, MI
  • Members of the Red Carpet Club, a retirees’ association within Washtenaw, Oakland, Macomb, Monroe, or Wayne counties
  • Tower Automotive employees in Plymouth, MI, and retirees from the Ford Utica Trim Plant

Additionally, membership includes those previously employed at these Michigan companies and locations:

• • Ford Motor Company
  • Visteon Corporation
  • Automotive Components Holdings, L.L.C.
  • Faurecia
  • Ford New Holland (retirees)
  • Ford Romeo Engine Plant
  • Oakman Industrial Engine Plant
  • Johnson Controls Inc.
  • Hoover Automotive Systems Group (Utica)
  • Auto Alliance International, Inc.
  • Mazda North America, Mazda Research & Development of North America, Mazda System Services
  • Mount Clemens Coating, Inc.
  • Tower Automotive (Plymouth)

Previous Credit Union Mergers

Members from the following credit unions merged with PDCU are also eligible:

• • Sinai Health Services Credit Union (1992)
  • M.E.S. Credit Union (2004)
  • People’s Trust and Community Driven Credit Unions (2014)
  • Community Alliance Credit Union (2023)

Additional Eligible Groups

Membership is further open to:

• • Immediate family members of eligible or current members
  • Spouses of deceased members (provided they joined prior to remarriage)
  • Legal entities primarily comprised of individuals from eligible groups
  • Retirees aged 55 and over, or younger individuals receiving disability retirement, who receive pension, annuity, Social Security, or other retirement benefits, residing in or affiliated with retirement organizations in Wayne, Oakland, Macomb, St. Clair, Lapeer, Genesee, Livingston, or Washtenaw counties

How to Become a Member

Joining People Driven Credit Union is easy! You can become a member by:

• • Opening a Checking Account
  • Establishing a Business Account
  • Opening a Certificate of Deposit (CD)
  • Opening a Savings Account
  • Applying for and securing a loan through PDCU

Start your membership today!