Turn Your Change into Big Wins with Round Up To Win
Exclusively for PDCU Members with a Save To Win® Savings Account.
Every purchase you make with Round Up To Win can help you save and win! Simply link your debit card, and for every purchase, the extra change will be rounded up to the nearest dollar and automatically deposited into your Save to Win Savings Account. Each time you save $25, you earn an entry for a chance to win exciting cash prizes.
To get started, call 248-263-4100 or visit a branch to enable the Round Up To Win feature. It’s that simple to start saving while entering for a chance to win big!
-
Call to Enroll
Call PDCU to integrate your Save To Win Savings Account with a Round Up To Win debit card.
-
Enroll in Person
Visit a PDCU branch to integrate your Save To Win Savings Account with a Round Up To Win debit card.
-
Speak with an Expert
Have questions about opening an Account or enrolling in Round Up To Win? Speak with a PDCU Member Representative.
How Does It Work?
It’s easy to get started! Here’s how it works:
- Be a PDCU Member with a PDCU Debit Card.
- Open a Save to Win Savings Account online or on the MyPDCU app.
- Link your PDCU debit card to the program by calling 248-263-4100.
- Your purchases are automatically rounded up to the nearest dollar every time you use your debit card. The extra change is automatically deposited into your Save to Win Savings Account.
- For every $25 saved through rounding up, you earn one entry into monthly, quarterly, and annual prize drawings. The more you round up, the more chances you have to win!
Why You’ll Love Round Up To Win:
- Automatic Savings: Forget about manually setting aside savings. Let your purchases do the work for you!
- No Effort Required: Once you sign up, your purchases will automatically round up, and the extra change will go straight into your savings.
- Every Dollar Counts: You save and increase your chances of winning fantastic cash prizes every time you spend.
- Earn Entries to Win: Every $25 you save through Round Up means another chance to win.
Prizes You Could Win:
- Monthly Prizes:
• $100
• $50
• $25 - Quarterly Prizes:
• $1,000 - Annual Grand Prize:
• Huge cash prizes!
The opportunities are endless with up to 537 chances to win every quarter!
Get Started Today:
Signing up is easy and FREE. Link your debit card, and you’ll start saving without thinking about it. You’ll be one step closer to winning cash prizes, all while building your financial future!
Call to enroll today and start saving!
Frequently Asked Questions
APY stands for Annual Percentage Yield. It is a measure of the total amount of interest earned on an account based on the interest rate and the frequency of compounding over a year. APY is a useful metric for comparing the annual earnings on different savings products, such as savings accounts, CDs, and money market accounts, because it standardizes the effect of compounding.
Key Points About APY
- Includes Compounding: APY accounts for how often interest is compounded (e.g., daily, monthly, quarterly), which can significantly affect the total interest earned over time.
- Comparison Tool: APY provides a standard way to compare the annual interest earnings of different savings products, regardless of how frequently interest is compounded.
- Formula: The formula for calculating APY is:
APY = (1 + r/n)^n - 1
where r is the nominal interest rate (expressed as a decimal), and n is the number of compounding periods per year. - Higher APY: A higher APY indicates that you will earn more interest on your money over a year, assuming the same principal amount.
Example
For example, if a savings account offers an interest rate of 5% compounded monthly, the APY would be higher than 5% due to the effect of monthly compounding. This makes APY a useful metric for comparing the real return on different financial products.
Disclosures
