Quick answer: You can request GAP Insurance when you apply for or close an eligible vehicle loan with People Driven Credit Union.
How do I get GAP Insurance?
- Apply for an eligible vehicle loan with PDCU.
- Ask your loan specialist to add protection at closing.
- Review cost, limits, and eligibility before finalizing.
Common questions
Can I add this after closing?
In many cases, options depend on loan status and timing. Contact PDCU to confirm available coverage choices.
What does GAP Insurance help with?
It may help reduce out-of-pocket balance risk when a financed vehicle is declared a total loss, based on policy terms.
What this coverage may include
- Potential difference between your loan balance and vehicle value after a covered total loss
- Added protection that may reduce out-of-pocket payoff risk
- Coverage details that depend on eligibility, terms, and exclusions
