Quick answer: You close your PDCU account by contacting us directly. We verify your identity. We also check any remaining balances or pending transactions.
How to close your account
Call us (248) 263-4100 or visit a branch.
Confirm your current balance and pending payments.
Transfer out all remaining funds.
Request final closure confirmation from us.
5 reasons to keep your account open even if you move away:
- You continue earning higher dividends than most banks offer.
- You have easy access to all credit union services and loans.
- Use any shard branch or ATM across the country
- You enjoy lower rates on future loans and credit cards.
- You stay part of a member-focused financial community.
Common questions
Can I close my account online?
No. You must call us or visit a branch to verify your identity.
How long does it take to close my PDCU account?
Most members finish the process in one phone call or visit.
Do I need to empty my account first?
Yes. You transfer out every dollar before we close it.
What happens to my direct deposits after closing?
You update your payroll or benefits provider right away.
Can I reopen my account later?
Yes. You simply apply online, call us, or stop by any branch.
