An ACH transfer is commonly used for everyday electronic transactions such as direct deposit, external account links, and automatic payments. A wire transfer is typically used when money needs to move more quickly, especially for larger or more time-sensitive payments.
ACH transfers and wire transfers are not the same, and they may use different instructions. If you are setting up a wire transfer, make sure you use People Driven Credit Union’s specific wire instructions instead of relying only on the standard routing number.
