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What’s a CD, and how would you explain it to kids?

Think of a CD (Certificate of Deposit) like a special piggy bank at People Driven Credit Union. You put your money in our big piggy bank, promise to leave it there for one year, and when the year is up, we give you all your money back plus extra money called interest. The longer you let us keep it safe, the more it can grow. It’s a fun way for kids to learn patience, saving, and how money can earn more money over time.