With the latest feature in the MyPDCU app, Credit Goals, achieving a better credit score is now easier than ever. This innovative tool allows you to create personalized credit score goals, receive tailored recommendations, and track your progress.
Set and Track Your Credit Goals
Using the MyPDCU app’s Credit Score & Report feature, you can set specific credit goals tailored to your financial aspirations. Select the credit score you wish to attain and set a realistic time frame for achieving it, and the app will provide you with actionable, personalized recommendations to help you improve your score.
Personalized Recommendations and Progress Tracking
The MyPDCU app goes beyond just setting goals—it offers valuable insights and strategies specifically designed to elevate your credit score. Whether paying down balances, diversifying your credit mix, or making timely payments, you’ll receive guidance customized to your unique financial situation. Plus, you can track your progress directly within the app, allowing you to stay motivated and on course.
Edit and Update Your Goals Anytime
Flexibility is key when it comes to financial planning. With MyPDCU’s Credit Goals feature, you can edit and adjust your goals anytime to reflect changes in your financial situation or aspirations. Receive notifications and messages as you hit important milestones, keeping you informed and encouraged every step of the way.
Get Started Today
Are you ready to take control of your credit and achieve your financial goals? Log in to your MyPDCU Online Dashboard, or Download the MyPDCU app today and explore the powerful Credit Score & Report feature. Set, track, and accomplish your credit goals with ease and confidence.
Don’t wait any longer to start building a better financial future. With the MyPDCU app, you have all the tools you need to improve your credit score at your fingertips. Download the app today and take the first step towards achieving your credit goals.
Bank Smarter. Download the MyPDCU App.
Manage your accounts, pay bills, deposit checks, and transfer money from your phone. The MyPDCU app is free for all PDCU members and available on iPhone and Android.
Take PDCU With You Everywhere You Go.
The MyPDCU app lets you bank securely from your phone so you can avoid unnecessary ATM trips and keep your cash out of sight. Free for all PDCU members on iPhone and Android.
Download on the App Store
iPhone users can download the MyPDCU app free from the Apple App Store. Manage accounts, pay bills, deposit checks, and transfer money from anywhere.
Android users can download the MyPDCU app free from Google Play. Real-time account alerts, mobile deposit, and secure transfers are all included at no cost.
Pair the app with PDCU fraud alerts and get notified the moment anything suspicious happens on your account. Real-time alerts mean you know before damage is done.
The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
From there, you can choose your preferred branch location, service type, date, and time. After booking, you’ll receive a confirmation email with your appointment details.
Member-only Discount Rewards
Accidental Death & Dismemberment Insurance – PDCU provides $2,000 coverage to members 18-69 for free but op-in is required. Members receive discounts on additional supplemental coverage.
Group pricing on auto, home, life & health insurance.
Love my Credit Union – Discount pricing for, Turbo Tax & SimpliSafe Home Security.
Mortgage Price Quote
Membership Check
Already a Member?
PD Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.
Already a Member?
PDCU members in good standing may qualify for Back-to-School Cash if they’ve had at least $1,000 in monthly direct deposits for the past six months.
Already a Member?
PDCU members in good standing may qualify with $1,000+ in monthly direct deposits for the past six months. Max two open PD Quick Cash Loans, a 30-day wait between applications, and three total loans (open or closed) in a rolling six months.
Already a Member?
PDCU members in good standing may qualify with $1,000+ in monthly direct deposits for the past six months. Max two open PD Quick Cash Loans, a 30-day wait between applications, and three total loans (open or closed) in a rolling six months.
Construction loans can be complicated, expensive, and unpredictable. They often involve staged funding, contractor coordination, inspections, budget changes, and a lot more stress than people expect. Instead, People Driven Credit Union focuses on options that are often easier to manage, like traditional mortgages for home purchases and home equity solutions for improvements to a home you already own.
People Driven Credit Union does not offer construction loans.
People Driven Credit Union membership is available to a diverse range of individuals and organizations, including:
All Michigan residents
Individuals who live, work, attend school, or worship anywhere in Michigan
Employees or retirees of U.S. federal government agencies who reside, work, or report to an agency headquartered in Michigan
State, county, or local government employees or retirees, including those working for political subdivisions based in Wayne, Oakland, or Macomb counties
Affiliated Employers & Organizations
Membership also extends to current and former employees associated with major automotive and manufacturing employers, such as:
Ford Motor Company and Visteon Corporation employees or retirees working in Rawsonville or Wixom, MI
Members of the Red Carpet Club, a retirees’ association within Washtenaw, Oakland, Macomb, Monroe, or Wayne counties
Tower Automotive employees in Plymouth, MI, and retirees from the Ford Utica Trim Plant
Additionally, membership includes those previously employed at these Michigan companies and locations:
Mazda North America, Mazda Research & Development of North America, Mazda System Services
Mount Clemens Coating, Inc.
Tower Automotive (Plymouth)
Previous Credit Union Mergers
Members from the following credit unions merged with PDCU are also eligible:
Sinai Health Services Credit Union (1992)
M.E.S. Credit Union (2004)
People’s Trust and Community Driven Credit Unions (2014)
Community Alliance Credit Union (2023)
Additional Eligible Groups
Membership is further open to:
Immediate family members of eligible or current members
Spouses of deceased members (provided they joined prior to remarriage)
Legal entities primarily comprised of individuals from eligible groups
Retirees aged 55 and over, or younger individuals receiving disability retirement, who receive pension, annuity, Social Security, or other retirement benefits, residing in or affiliated with retirement organizations in Wayne, Oakland, Macomb, St. Clair, Lapeer, Genesee, Livingston, or Washtenaw counties
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