Super Conforming Mortgage Loans
Are you looking to buy a home in a high-cost area but find that standard loan limits don’t meet your needs? People Driven Credit Union is here to help with our Super Conforming Mortgage Loans. These loans are designed to bridge the gap between standard conforming loan limits and high-cost housing markets, ensuring you can secure the financing you need to purchase your dream home. Super Conforming Mortgage Loans, also known as high-balance conforming loans, are mortgages that exceed the standard conforming loan limits set by the Federal Housing Finance Agency (FHFA) but are still within the maximum loan limit for high-cost areas. These loans are available for homebuyers in designated high-cost areas where property values are significantly higher than the national average.
Membership and eligibility requirements apply, with approval subject to application, credit, and property considerations.
Benefits of a Super Conforming Mortgage Loan
Higher Loan Limits: Super Conforming Loans allow you to borrow more than the standard conforming loan limits, making it easier to purchase a home in a high-cost area.
Competitive Interest Rates: Enjoy competitive interest rates that are typically lower than those of jumbo loans, helping you save on interest over the life of your loan.
Flexible Terms: Choose from a variety of loan terms to find the one that best fits your financial situation and homeownership goals.
Fixed and Adjustable Rates: Opt for the stability of a fixed-rate mortgage or the potential savings of an adjustable-rate mortgage, depending on your needs and market conditions.
Why Choose People Driven Credit Union?
At People Driven Credit Union, we understand that buying a home is one of the most significant financial decisions you’ll make. That’s why we’re committed to providing you with the best possible financing options and personalized service.
Local Expertise: Our experienced mortgage specialists understand the local market and are here to guide you through every step of the home-buying process.
Personalized Service: We take the time to understand your unique needs and tailor our mortgage solutions to fit your financial situation and goals.
Member Focused: As a member-owned credit union, we prioritize your best interests and strive to offer competitive rates and low fees.
Frequently Asked Questions
Meet Our PDCU Mortgage Specialist
Michelle Dzon is authorized to act as an agent on behalf of People Driven Credit Union. Contact her for personalized assistance with your mortgage needs.Michelle Dzon
Member First Mortgage
michelle.dzon@memberfirstmortgage.com
616-301-1714 | NMLS ID: #401292
- Higher Loan Limits: Allows you to borrow more than standard conforming loan limits.
- Competitive Interest Rates: Generally lower than Jumbo Loan rates.
- Flexible Terms: Various term options to suit your financial goals.
- Fixed and Adjustable Rates: Choose between stability or potential savings.
Michelle Dzon
Member First Mortgage
michelle.dzon@memberfirstmortgage.com
616-301-1714 | NMLS ID: #401292