Mortgage Loan Options
Your home is more than just a place to live – it’s where memories are made and dreams are realized. Whether you are purchasing your first home or refinancing your current mortgage, we’re here to help you every step of the way. With competitive rates, flexible terms, and personalized service, we make financing the home of your dreams easy. Let us be your trusted partner on this exciting journey. Explore our mortgage loan options and turn your vision into reality.
At People Driven Credit Union, we’re committed to helping you achieve your home ownership dreams with a variety of home loan options. Explore our options and take the first step toward securing the home of your dreams today!
PDCU Home Mortgage Loan Options:
-
Mortgage Loans
Personalized service, competitive rates, and flexible financing options tailored to your needs.
-
Adjustable Rate Mortgage Loans
Take advantage of a lower initial interest rate with a 7/1 or 10/10 Adjustable Rate Mortgage (ARM) loan.
-
Mortgage Refinance
Bundle all your debt into a low-interest rate and improve monthly cash flow.
-
Bridge Loans
Convert the equity in your current home into the down payment for your next purchase.
Find the Right Mortgage for Your Dream Home
Explore your home mortgage options and find the right fit for your financial situation, lifestyle, and plans. Whether you’re buying, building, or refinancing, People Driven Credit Union has solutions tailored to you.
Fixed-Rate Loans for Predictable Payments
Loans Designed for First-Time & Moderate-Income Buyers
-
Home Possible® (Freddie Mac)
Affordable homeownership is possible—with low down payments and flexible options from Freddie Mac.
-
HomeReady® (Fannie Mae)
Designed for first-time or low-to-moderate income buyers—HomeReady® helps you buy with just 3% down.
-
FHA Mortgage
A great option for first-time buyers—enjoy easier credit requirements and low down payments.
-
Zero Down Purchase Program
Buy a home with up to 100% financing.
Loans Designed for Health Care Industry Workers
US Government-Backed Loans for Veterans & Rural Buyers
Specialty Loans for Unique Home Goals
-
Special Care for 1st Time Home Buyers
Are you a first time home buyer and are looking for personal attention? We love helping people to become new homeowners.
-
Construction Loans
Build your dream home from the ground up with flexible construction financing from PDCU.
-
Super Conforming Loans
Need a higher loan amount? Go beyond standard limits with our Super Conforming Mortgage options.
Need Help Choosing? We’re Here for You
With so many great mortgage options, finding the right fit can feel overwhelming—but you don’t have to figure it out alone. Our experienced mortgage specialists are here to listen, answer your questions, and guide you toward the home loan that best fits your needs and budget.
Whether you’re just starting your home search or ready to apply, we’re here to support you.
Let’s find the perfect mortgage together. Contact Michelle Dzon today.
We conduct annual independent testing of our mortgage compliance per SAFE Act (Reg G) requirements.
Meet Our Mortgage Loan Officer
Michelle Dzon is authorized to act as an agent on behalf of People Driven Credit Union. Contact her for personalized assistance with your mortgage needs.
Michelle Dzon
Member First Mortgage, LLC (MFM)michelle.dzon@memberfirstmortgage.com
616-301-1714 | NMLS ID: #401292 | People Driven Credit Union NMLS ID: #776727
Learn More About Mortgages
How a Bridge Loan Works
A bridge loan lets you use the equity in your current home to fund the......Read More
Bridge Loans vs. 80-10-10 Piggyback
Bridge loans and 80-10-10 piggybacks both help you buy a home, but they solve different......Read More
The Golden Time to Buy: Free Virtual Homebuying Class
If you’ve been thinking about buying a home but keep wondering, “Is now really the......Read More
Autumn Home Maintenance Tips to Protect Your Investment
Fall is the sweet spot for home maintenance in Michigan, cool enough to work, early......Read More
Loan Management Links
-
Make a Loan Payment
PDCU offers options for making your loan payment.
-
Make a Credit Card Payment
Convenient ways you can make a Rewards Driven Credit Card payment at PDCU.
-
Skip-A-Payment
Take a Break from Your Loan Payments with PDCU’s Skip-A-Payment Program.
-
Manage Your Loan
Use the MyPDCU app or the online banking portal to access and manage your loan details.
