Skip nav to main content.

Introducing PDCUpay Powered by Payrailz

At People Driven Credit Union, we’re always looking for ways to make your money management faster, smarter, and easier. That’s why we’re excited to introduce PDCUpay.  The next generation of digital payments is now available in the MyPDCU app.

Introducing PDCUpay Powered by Payrailz

Powered by Payrailz, PDCUpay enables you to securely send and receive money, pay bills, and transfer funds between accounts, all in one convenient location. Whether you’re splitting a dinner bill, paying your utilities, or transferring funds to your savings, PDCUpay makes it simple.

Watch the Demo

Video: See how easy it is to send and receive money with PDCUpay.

Why You’ll Love PDCUpay

  • Send Money — Pay friends, family, or anyone with just an email or phone number.
  • Pay Bills — Schedule one-time or recurring payments directly within the MyPDCU app.
  • Transfer Funds — Instantly move money between your PDCU accounts.
  • Smarter Payments — AI-driven features suggest bill amounts, remind you of due dates, and help keep your finances on track.
  • Safe and Secure — People Driven Credit Union and Payrailz protect your transactions with advanced encryption and authentication

How to Get Started

  1. Open the MyPDCU app.
  2. Tap PDCUpay on the home screen.
  3. Follow the setup prompts to link your accounts and verify your details.
  4. Start sending, receiving, and paying — right from your phone!

How to Send and Receive Money

It’s quick and easy to pay or get paid:

  • To Send: Tap “Send Money,” enter your recipient’s email or phone number, choose an amount, and hit send. They’ll get an instant notification.
  • To Receive: You’ll get a notice when someone sends you money. Open the app, choose where to deposit the funds, and you’re done.

Video: Safety and security tips for sending and receiving money with PDCUpay.

Tips for Secure Digital Payments

  • Always double-check your recipient’s details before sending money.
  • Only send funds to people or companies you know and trust.
  • Set up transaction alerts within the MyPDCU app to stay informed.
  • Review your payment history regularly for accuracy.

Experience the Smarter Way to Pay

PDCUpay brings together convenience, control, and security — giving you the power to manage your money on your terms. Whether you’re paying a friend or paying a bill, it’s all right there in the palm of your hand.

Try PDCUpay Today

Open the MyPDCU app and tap “PDCUpay” to get started, or log in online.

Learn More About MyPDCU

*Standard data and messaging rates may apply. Payment features and transfer limits may vary by member account type. Terms and conditions apply.



View Related Articles

Graphic: Online Marketplace Scams: Don’t Let a “Great Deal” Cost You.

Online Marketplace Scams: Don’t Let a “Great Deal” Cost You

Whether you’re buying a used car, selling furniture, or looking for event tickets, online marketplaces......Read More

Graphic: Beware of Rental Scams in Michigan.

Beware of Rental Scams in Michigan

Finding a new home or apartment online can feel fast and convenient, but scammers know......Read More

Graphic: Job Hunting Scams on the Rise.

Job Hunting Scams on the Rise

What You Need to Know About Job Hunting Scams The internet has made finding and......Read More

Graphic: QR Code Scams: How to Spot and Avoid Fraud.

QR Code Scams: How to Spot and Avoid Fraud

QR codes have become a common and convenient way to access information, make payments, and......Read More