Saving money is a good habit. It’s also… not exactly a thrill ride. Build your savings with Save to Win® rewards the habit of saving with chances to win cash prizes, without risking your savings. (See official rules for details.)
At People Driven Credit Union, you’ve got three ways to build your savings. People Driven Credit Union is federally insured to at least $250,000 by the NCUA. Early withdrawals and applicable fees may reduce earnings; CD early withdrawal penalties may apply.
Earn entries by:
- Save to Win® Savings Account – flexible saving, $25 at a time
- Round Up to Win – automatic saving with every debit card purchase
- Save to Win® Certificate of Deposit (CD) – a more structured “set-it-aside” option
How Save to Win® works (the quick version)
When you build your savings in qualifying increments, you earn entries into monthly, quarterly, and annual prize drawings. For the Save to Win® Savings Account, entries are earned for every $25 increase in your balance (up to 100 entries per month).
And yes, your savings are will build your savings. There’s no fee to participate, and your money isn’t “spent” to enter.
Option 1: Save to Win® Savings Account (flexible + easy to start)
- Open with $0, and start earning entries once you deposit at least $25
- Earn an entry for every $25 increase in balance (up to 100 entries per month)
- Prize drawings include monthly, quarterly, and annual opportunities
Learn more about the Save to Win® Savings Account
Option 2: Round Up to Win (automatic savings, powered by everyday spending)
If you love “set it and forget it,” Round Up To Win makes saving automatic:
- Link your PDCU debit card
- Every purchase rounds up to the nearest dollar
- The “extra change” is automatically deposited into your Save to Win® Savings Account
- Earn one entry for every $25 saved through rounding up
Learn more about Round Up To Win
Option 3: Save to Win® CD (structured saving with prize entries)
Prefer a more structured approach? The Save to Win® CD lets you set savings aside for a fixed term, while still earning entries.
- $25 minimum deposit
- Earn entries: every $25 added = one entry
- Note: Early withdrawals can trigger penalties and may reduce earnings
Learn more about the Save to Win® CD
What can you win?
Prizes vary by drawing. The published 2026 Multi-State National Drawing prize distribution includes 2,084 total annual winners and $149,200 total annual prizes. (Prize structure and program details are subject to change; see official rules.)
Get started
- Open a Save to Win® Savings Account and set a $25 recurring transfer.
- Turn on Round Up to Win so everyday purchases build your balance automatically.
- If you prefer structured savings, add a Save to Win® CD for longer-term goals.
The best part: you will build your savings and a real emergency fund
The prizes are fun, but the real win is having cash set aside when life happens: car repairs, medical bills, surprise home expense, pick your favorite plot twist.
Ready to Build Your Saving and Get Your First Entry?
Open a Save to Win Savings Account, set up a $25 recurring transfer, and turn on Round Up to Win. That is all it takes to start building savings and earning chances to win cash prizes.
Open a Save to Win Savings Account
Start with $0 and earn one entry for every $25 increase in your balance, up to 100 entries per month. Monthly, quarterly, and annual prize drawings with 2,084 winners and $149,200 in total annual prizes in the 2026 program. Your savings stay yours. No fees to participate. Available to PDCU members age 18 and older.
Not a PDCU Member Yet?
Save to Win and Round Up to Win are available exclusively to PDCU members age 18 and older who reside in an eligible state. Anyone who lives, works, worships, or attends school in Michigan can join. Membership starts with a $5 deposit and opens the door to both programs.
Save to Win and Round Up to Win are available to PDCU members age 18 and older who reside in a state where prize-linked savings is permitted. Winners are randomly selected from eligible entries. Prize structure and program details are subject to change. See official rules for full details. Savings federally insured to at least $250,000 by the NCUA. Membership eligibility required. NMLS #776727.Build your savings
Disclosures
Save to Win® Savings Accounts, Save to Win® CDs, and Round Up To Win are available to People Driven Credit Union members who are at least 18 years old and reside in a state where prize-linked savings is permitted; eligibility requirements may vary by state law. Winners are randomly selected from eligible entries in monthly, quarterly, and annual drawings. Entries are automatically earned based on qualifying deposits and are subject to limits per drawing period. All decisions regarding the raffle and prizes are final. Please refer to the official rules for full details.
Savings at People Driven Credit Union are federally insured to at least $250,000 by the NCUA. Early withdrawals and applicable fees may reduce earnings; CD early withdrawal penalties may apply.
