Starting October 1, 2025, the U.S. Treasury will stop issuing paper checks for Social Security benefits, tax refunds, and other federal payments. If you currently receive your funds by paper check, you’ll need to switch to direct deposit or a government-issued payment card before September 30, 2025.
Don’t Miss a Payment: Switch to Direct Deposit by September 30
Paper checks from the U.S. Treasury end September 30, 2025. Learn how to set up direct deposit with People Driven Credit Union to receive Social Security, tax refunds, and other benefits quickly, securely, and without risk of lost checks.
Why the Change?
The government is making this change because direct deposit is faster, safer, and less vulnerable to fraud than paper checks. It also reduces processing costs for the Treasury. For you, this means quicker access to your money and peace of mind knowing your funds are securely deposited into your account.
Your Options
- Direct Deposit to Your PDCU Account: Enjoy the security of knowing your payment goes straight into your checking or savings account, no trips to the branch, and no risk of lost or stolen checks.
- Government-Issued Payment Card: If you don’t set up direct deposit, the Treasury will send you a Direct Express® card, which works like a debit card and reloads monthly.
If You’ve Already Received a Payment Card
You can still switch to direct deposit at no cost. Complete a direct deposit form with PDCU, then follow up with your Social Security office to confirm the change.
Stay Alert for Scams
Unfortunately, changes like this create opportunities for scammers. Be cautious of anyone, especially third parties, offering to “help” set up your direct deposit. If you’re unsure, call us first at 248-263-4100 or contact us online.
Track Your Deposits Easily
Once your direct deposit is set up, you can securely monitor your government payments anytime using Online Banking or the MyPDCU mobile app.
Need Help? We’ve Got You Covered
Our team can help you complete the direct deposit form and walk you through the process. Don’t wait, set up your direct deposit today to avoid any disruption to your benefits.
Disclaimer: People Driven Credit Union is not affiliated with the U.S. Treasury Department or the Social Security Administration. Direct deposit setup requires member authorization and may take one or more payment cycles to take effect.
