July is National Picnic Month and there’s no better excuse to grab a blanket, pack a cooler, and enjoy Michigan’s beautiful summer outdoors. Even better? Picnics are one of the easiest (and cheapest) ways to enjoy time with friends and family without blowing your budget.
Whether you’re looking for a romantic sunset dinner in the park or a backyard bash with the kids, here are some budget-friendly tips to help you celebrate summer the smart way.
1. Keep the Menu Simple (and Delicious)
You don’t need gourmet charcuterie boards or a fancy grill setup. Classic sandwiches, pasta salad, fresh fruit, and homemade lemonade go a long way. Want to save even more? Plan your picnic menu around what’s already in your pantry or what’s on sale at your local grocery store.
2. Shop Smart with a Rewards Card
If you’re stocking up on snacks and supplies, don’t miss out on the opportunity to earn while you spend. Use your PDCU Rewards Driven Credit Card to earn cashback or points on every purchase from grocery runs to park permits.
3. Choose Free (or Nearly Free) Locations
Michigan is filled with incredible parks, lakeshores, and trails. Many city and county parks offer free admission or low-cost day passes. Pack up the family and explore somewhere new without draining your wallet. Don’t forget to bring your games or a Frisbee!
4. Go Potluck-Style
Invite a few friends and have everyone bring a dish to share. Not only does it reduce your cost, but it also makes the picnic more fun and social. Plus, you get to sample a variety of treats without doing all the work.
5. Make It a “No-Spend” Day
Challenge yourself to plan a day out without spending a dime. Use what you already have at home, head to a park with free entry, and leave the credit cards in your wallet. Sometimes the best memories are made when we focus on the moment, not the money.
6. Plan and Set a Budget
Even low-cost activities can add up if you’re not careful. Take a few minutes to plan, set a spending limit, and stick to it. Want help managing your budget overall? Watch our recorded Monthly Spending Plan webinar to get started.
Summer Fun Doesn’t Have to Be Expensive
At People Driven Credit Union, we believe in helping you make the most of your money and your summer. Whether it’s earning rewards on everyday spending, building savings for a vacation, or paying down debt before fall, we’ve got the tools to support your financial goals.
Now get out there and enjoy the sunshine and maybe a sandwich or two. Happy National Picnic Month!
Make Every Summer Dollar Work Harder
Earn rewards on the grocery runs that fuel your picnics, then use the calculators to make sure the rest of your summer budget stays on track.
Earn Rewards on Every Grocery Run
PDCU’s Rewards Driven Visa Credit Card earns points on everyday purchases including groceries with no annual fee. Use it responsibly for picnic supplies, snacks, and summer spending, then redeem your points for gift cards or merchandise. See current rates and rewards details on the product page.
Set a Summer Budget with the Calculators
PDCU’s free financial calculators help you set a spending limit and see exactly how small decisions add up over a season. Whether you are planning a road trip, a summer party, or just trying to stretch your paycheck further, running the numbers first takes the guesswork out of budgeting.
All credit card applications subject to credit approval and membership eligibility. Rates and terms vary based on creditworthiness. Credit card rewards subject to terms and conditions. See cardholder agreement for full details. Membership eligibility required for all PDCU products and services. Federally insured by the NCUA. NMLS 776727. People Driven Credit Union is an Equal Opportunity Lender. National Picnic Month
Disclaimer: This blog post is for informational purposes only and is not financial advice. Credit card rewards are subject to terms and conditions. Please refer to your cardholder agreement for full details.
