QR codes have become a common and convenient way to access information, make payments, and claim special offers. From restaurant menus to event tickets, these square barcodes are everywhere. However, as their popularity grows, so does the opportunity for scammers to exploit them for fraudulent purposes.
Scan Smart: Protect Yourself from QR Code Scams
QR codes are everywhere, but so are scammers. Find out how to scan safely, avoid fraud, and protect your personal and financial information.
How QR Code Scams Work
Criminals can tamper with legitimate QR codes or create fake ones that send you to fraudulent websites. Often, they’ll place stickers over real QR codes or replace them entirely. Once scanned, these codes may lead to:
- Phishing sites that steal your personal or financial information
- Malware downloads that infect your device
- Fake payment portals that trick you into sending money to scammers
Red Flags to Watch For
- QR codes that look like stickers placed over the original
- Codes in unusual or unexpected locations
- Links that look suspicious or unrelated to the business or event
Stay Safe When Using QR Codes
To protect yourself from QR code scams, keep these tips in mind:
- Check Before You Scan – Inspect the QR code for signs of tampering or replacement.
- Verify the Source – Only scan codes from trusted businesses, organizations, or individuals.
- Preview the Link – Many smartphones let you see the URL before opening it make sure it matches the expected website.
- Use Caution with Payments – Don’t enter financial details unless you’re certain the site is secure and legitimate.
- Update Security Settings – Keep your phone’s security software up to date to help block malicious sites.
What to Do if You Suspect a Scam
If you think you’ve scanned a malicious QR code or entered sensitive information on a fraudulent site, take action immediately:
- Change any compromised passwords.
- Contact your bank or credit union if you shared financial data.
- Report the incident to your local FBI field office and file a complaint with the FBI Internet Crime Complaint Center. For consumer-related scams, contact the Attorney General’s Consumer Protection Team:
Consumer Protection Team
P.O. Box 30213
Lansing, MI 48909
Toll-Free: 877-765-8388
Phone: 517-335-7599
Fax: 517-241-3771
Submit a complaint online
PDCU Cares About Your Safety
At People Driven Credit Union, your security is our priority. We encourage members to be mindful when using QR codes, especially in public spaces or during large events. A few extra seconds of caution can protect you from identity theft or financial loss.
If you have any questions or need assistance, please call us at (248) 263-4100 or visit us online at peopledrivencu.org/contact.
For more information on how to keep you and your personal information safe, visit our webpage on fraud alerts.
