Between summer vacations, backyard upgrades, and those “why-is-my-energy-bill-so-high” surprises, this season can put a real strain on your wallet. That’s why People Driven Credit Union is offering two special loan options to help you breeze through summer with confidence, not credit card debt.
Two Ways to Keep Your Summer Budget Cool
Introducing the PD Summertime Cash Loan Special—two ways to borrow, designed for your unique needs.
Option 1: PD Summertime Quick Cash Loan
For current members with direct deposit
Need funds fast—without a credit check? The PD Summertime Quick Cash Loan is designed for eligible People Driven Credit Union members in good standing who meet the following:
- Have a minimum direct deposit of $1,000/month
- Maintain that deposit for at least six consecutive months
Loan Details:
- Borrow up to $2,000
- Fixed 9.99% APR*
- Repay in 11 payments over 12 months
- $15 processing fee
- No credit check required
- Funds can be deposited within minutes4
Perfect for covering short-term needs like summer childcare, utility bills, or vacation expenses—without jumping through hoops.
Option 2: PDCU Summertime Cash Loan
For new members or those without a qualifying direct deposit
This is our standard personal loan, available to anyone looking for a flexible financing solution—whether you’re a new member, building a direct deposit history, or need to borrow more than $2,000.
Loan Details:
- Borrow up to $30,000
- Rates as low as 10.44%¹ APR*
- Flexible terms up to 84 months
- Subject to credit approval and income verification
Great for larger expenses, such as home improvements, debt consolidation, or major summer projects.
Which Loan Is Right for You?
|
Loan Type |
PD Summertime Quick Cash Loan |
PDCU Personal Loan |
|---|---|---|
| Available to | Members with $1,000+ direct deposit for 6+ months | All members & non-members |
| Max Loan Amount | $2,000 | $30,000 |
| APR* | 9.99% | As low as 10.44%¹ |
| Terms | 12 months (11 payments) | Up to 84 months |
| Credit Check | No | Yes |
| Funding Speed | Minutes4 | 1–2 business days |
| Processing Fee | $15 | None |
Summer Expenses Don’t Wait—Why Should You?
Whether you need a little boost or a bigger financial solution, PD Summertime Cash gives you the freedom to enjoy summer without sweating your budget. Apply now and make the most of the sunshine on your terms.
Disclosures
*APR = Annual Percentage Rate. All loans are subject to approval. Rates, terms, and loan amounts may vary based on creditworthiness and underwriting criteria. Membership eligibility required.
¹Special Loan Rate Discount: Benefit from a 0.25% reduction when enrolling in our AutoPay service. This discount is available to borrowers who have Direct Deposit of payroll, Social Security, or retirement income and set up automatic monthly payments from a People Driven Credit Union checking or savings account. The discount is already reflected in the “as low as” rate.
4Important Information About PD Quick Cash
The PD Summertime Quick Cash Loan is available only to members in good standing with a qualifying direct deposit of at least $1,000/month for six consecutive months. $15 processing fee applies. No credit check is performed for this loan option.
“Same-day approval,” “under 60 seconds,” and “funds promptly” refer to the average time it takes to process applications for eligible members during regular business hours. Actual approval and funding times may vary based on application volume, account verification, and other eligibility requirements.
Approval is not guaranteed and is subject to credit union membership, account history, and other underwriting criteria. Applicants must be a member in good standing for a minimum of 180 days and meet eligibility criteria, which may include regular direct deposit and no recent loan delinquencies.
All loans are subject to credit union approval and other terms and conditions. People Driven Credit Union reserves the right to modify or discontinue this product at any time without notice.
