Skip nav to main content.

How to Use CashBack+

A Step-by-Step Guide to Earning and Redeeming Rewards

Whether you’re shopping online, picking up groceries, or planning your next splurge, CashBack+ makes it easy to turn everyday purchases into real cash rewards. This guide walks you through the three main ways to use CashBack+—Offers, Wallet, and CashBack+ Pay—so you can start earning cashback in just a few taps. No gimmicks. No complicated steps. Just money back in your pocket.

Let’s get started.

How to use Offers

1. When you log into the MyPDCU mobile app, on your Dashboard, you will now see CashBack+ as a widget. This will give you a snapshot of your cashback balance. Click Get Started.

CashBack plus Member View How to use Offers 1

2. Click Offers

3. From here, you can browse all available options and what the company’s current cash back offer is at the time.

CashBack plus Member View How to use Offers 2

4. Select the company from which you wish to purchase a gift card, then choose the desired gift card amount. Click Select Gift Card

a. It will show you the cashback earned on each gift card offer.

5. Click Confirm Purchase

CashBack plus Member View How to use Offers 3

6. This gift card is now purchased and stored in your CashBack Wallet. Members can choose to use this immediately or store it in their wallet for later use.

How to get to CashBack+ Wallet

1. When you log into their mobile app, on your Dashboard, you will now see CashBack+ as a widget. This will provide you with a snapshot of your cashback balance. Click Get Started.

2. Click on the Menu Icon

3. Then select Wallet

CashBack plus Member View How to get CashBack plus wallet 1

4. All gift card purchases will show here

CashBack plus Member View How to get CashBack plus wallet 2

Note: If the card has already been used, it will still show here. Best practice is to archive the gift card once it has been used, thereby removing it from your wallet. You will still be able to see it in your history and unarchive it, if you ever need to refer to it.

CashBack plus Member View How to get CashBack plus wallet 3

5. To use the card, click on the Gift Card you want to use from your wallet

6. Select ‘Shop Now’, which will direct you to the company website. Alternatively, you can use the Gift card code by copying and pasting it at checkout online.

CashBack plus Member View How to get CashBack plus wallet 4

How to use CashBack+ Pay

CashBack+ Pay app is only available for iPhones. Androids are coming in a future enhancement soon. Android users can utilize it through the Chrome Store, but the features are limited.

1. Download the CashBack + Pay app

a. This can be found in the menu of the Cashback+ widget within online banking or by visiting the Apple App Store.

CashBack plus Member View How to use CashBack plus Pay 1

2. Open the app and click Get Started.

CashBack plus Member View How to use CashBack plus Pay 2

3. You will then need to link the app to your PDCU account. Click Continue.

CashBack plus Member View How to use CashBack plus Pay 3

4. Select People Driven in the list of Credit Unions.

CashBack plus Member View How to use CashBack plus Pay 4

Once you select PDCU, you’ll need to enter your online banking username and password to authorize the link.

CashBack plus Member View How to use CashBack plus Pay 5

6. Once Successful, Click Continue.

CashBack plus Member View How to use CashBack plus Pay 6

7. On the Home screen, you will see ‘Pay in-store’ and ‘Pay online’. You can choose either depending on what you want to do.

In-Store Offers:

8. Choose from the list of in-store offers.

CashBack plus Member View How to use CashBack plus Pay 7

9. Enter the amount you are spending at that store, then click Review.

10. Click Confirm.

CashBack plus Member View How to use CashBack plus Pay 8

11. This will instantly generate an electronic gift card barcode that you can scan at checkout.

CashBack plus Member View How to use CashBack plus Pay 9

Online Offers:

Click on Pay Online.

CashBack plus Member View How to use CashBack plus Pay online offers 1 b

2. Select the store you want to shop at, and you’ll be redirected to that website within the Pay application.

3. Add everything you want to your shopping cart, and when you’re ready to check out, click the offers icon at the bottom to pay directly through the Pay Application and earn cash back on your purchase.

CashBack plus Member View How to use CashBack plus Pay online offers 2



View Related Articles

Graphic: Check Your Debt-to-Income Ratio in Seconds.

Check Your Debt-to-Income Ratio in Seconds

If you’ve ever wondered, “Am I carrying too much monthly debt?” you’re not alone—and now......Read More

Graphic: PDCUpay Powered by Payrailz.

Introducing PDCUpay Powered by Payrailz

Powered by Payrailz, PDCUpay enables you to securely send and receive money, pay bills, and......Read More

Graphic: U.S. Treasury to Stop Issuing Paper Checks.

U.S. Treasury to Stop Issuing Paper Checks

Starting October 1, 2025, the U.S. Treasury will stop issuing paper checks for Social Security......Read More

Graphic: Homebuyer Bootcamp

Homebuyer Bootcamp

Introducing PDCU’s Virtual Homebuyer Bootcamp Buying a home is one of the biggest financial decisions......Read More