Welcome new members! As a People Driven Credit Union member, you’re not just joining a financial institution—you’re becoming part of a community that puts people first. For over 96 years, we’ve been dedicated to helping our members achieve their financial goals with better rates, fewer fees, and personalized service that you won’t find at a big bank. Whether you’re saving for the future, financing a big purchase, or simply looking for an easier way to manage your money, we’re here to help every step of the way.
Welcome to People Driven Credit Union
This page walks you through the first steps so you can start using your accounts with confidence—today
Explore Your New Membership
Getting Started: Quick Checklist
1.) Enroll in Online & Mobile Banking: create your login and download the MyPDCU app.
2.) Set Up Direct Deposit using PDCU’s routing number #272484988 and your member/account number.
3.) Turn on Account Alerts (low balance, deposits, transactions) inside Online Banking.
4.) Go paperless with eStatements to keep things tidy and secure.
5.) Use Mobile Check Deposit in the MyPDCU app when you need to deposit on the go.
Your Digital Tools
- Online Banking: transfer funds, pay loans, view statements, manage alerts.
- MyPDCU App: mobile deposit, card controls, balance and transaction history, secure messaging.
- Bill Pay: schedule payments and set reminders so nothing slips through the cracks.
Access & Support
- Branches & Hours: Visit us in Livonia, Romeo, Southfield, Warren, or Ypsilanti. See locations & hours.
- ATMs: Withdraw and check balances 24/7.
- Member Support: Call 248-263-4100 or send us a message.
Security & Privacy
- Enable multi-factor authentication and account alerts in Online Banking. Read Best Practices for Protecting Your Accounts.
- Never share your passcodes or one-time codes. PDCU will not ask for them. Read How to Create a Strong Passwords You Can Remember.
- Report suspicious activity right away at 248-263-4100.
The Perks of Membership
Better Rates & Lower Fees: Enjoy savings on loans, credit cards, and beyond.
Personalized Service: You’re more than an account number—we’re here to help with real-world advice.
Community-Focused Programs: Workshops, charity drives, and more.
Exclusive Discounts: Partner discounts and rewards programs.
We’d Love to Hear From You
Questions, feedback, or ready to take the next step?
We’re here to help in person, by phone, or via email. Visit a branch, schedule an appointment, send us an email, or give us a call!
Make the Most of Your Membership
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Everyday Banking
Open and nickname savings and checking accounts to match your goals. Set up automatic transfers to build savings over time.
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Loans for Life’s Moments
From home improvements to autos and debt consolidation, we’ll help you find a loan that fits your budget and timeline.
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Cards & Payments
Choose from our credit card options—including secured—designed to fit different credit-building needs.
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Financial Wellness
Access GreenPath Financial Counseling for budgeting, debt management, and credit education.
Frequently Asked Questions
Membership and loans subject to approval. Terms, conditions, and fees may apply. Products, services, and features are subject to change. Insured by NCUA. Equal Housing Lender.