Skip nav to main content.
People Driven Credit Union

Welcome New Members

Your Journey Starts Here


Welcome new members! As a People Driven Credit Union member, you’re not just joining a financial institution, you’re becoming part of a community that puts people first. Since 1928, we’ve been dedicated to helping our members achieve their financial goals with better rates, fewer fees, and personalized service that you won’t find at a big bank. Whether you’re saving for the future, financing a big purchase, or simply looking for an easier way to manage your money, we’re here to help every step of the way.

Welcome to People Driven Credit Union

This page walks you through the first steps so you can start using your accounts with confidence, today

Enroll / Sign In  Get the MyPDCU App    Contact Us

Explore Your New Membership

Getting Started: Quick Checklist

1.) Enroll in Online & Mobile Banking: create your login and download the MyPDCU app.

2.) Set Up Direct Deposit using PDCU’s routing number #272484988 and your member/account number.

3.) Turn on Account Alerts (low balance, deposits, transactions) inside Online Banking.

4.) Go paperless with eStatements to keep things tidy and secure.

5.) Use Mobile Check Deposit in the MyPDCU app when you need to deposit on the go.

Your Digital Tools

  • Online Banking: transfer funds, pay loans, view statements, manage alerts.
  • MyPDCU App: mobile deposit, card controls, balance and transaction history, secure messaging.
  • Bill Pay: schedule payments and set reminders so nothing slips through the cracks.

Access & Support

  • Branches & Hours: Visit us in Livonia, Romeo, Southfield, Warren, or Ypsilanti. See locations & hours.
  • ATMs: Withdraw and check balances 24/7.
  • Member Support: Call 248-263-4100 or send us a message.

Security & Privacy

The Perks of Membership

Better Rates & Lower Fees: Enjoy savings on loans, credit cards, and beyond.

Personalized Service: You’re more than an account number—we’re here to help with real-world advice.

Community-Focused Programs: Workshops, charity drives, and more.

Exclusive Discounts: Partner discounts and rewards programs.

Explore Your Perks

We’d Love to Hear From You

Questions, feedback, or ready to take the next step?

We’re here to help in person, by phone, or via email. Visit a branch, schedule an appointment, send us an email, or give us a call!

Reach Out Today

Make the Most of Your Membership

Frequently Asked Questions

Yes. You can open additional savings or checking accounts online, nickname them for specific goals, and set up automatic transfers.
Enroll or sign in at my.peopledrivencu.org/login or download the MyPDCU app.
Give your employer PDCU’s routing number #272484988 and your account number. You can find your account number in Online Banking or on your membership documents.

Former Community Alliance Credit Union (CACU) members should now use People Driven Credit Union’s routing number: 272484988.

What is Community Alliance Credit Union’s (CACU) routing number?

In 2023, People Driven Credit Union merged with Community Alliance Credit Union. The old CACU routing number (272477885) is being phased out. Starting January 1, 2026, it will no longer be accepted for check processing.

Which Routing Number Should You Use Now?

Use People Driven Credit Union’s routing number 272484988 for all new checks, direct deposits, ACH transfers, and bill payments. This ensures your transactions process smoothly.

Important Dates

Former CACU members who wrote at least one check using the old routing number in the past 12 months will receive reminder letters in October 2025 and December 2025. After January 1, 2026, the old number (272477885) will be discontinued.

Common Questions

What is Community Alliance Credit Union’s (CACU) routing number? The old CACU routing number was 272477885. Former members should now use People Driven Credit Union’s routing number 272484988 for all transactions.

Get Help from Our Team

Call us at 844-700-7328 during business hours. Our team will confirm your correct routing number and answer any questions about the merger. You can also visit any branch in Livonia, Southfield, Warren, Ypsilanti, or Romeo.

5 Helpful Hints for Former CACU Members

  1. First, update all checks, direct deposits, and bill pay with the routing number 272484988.
  2. Next, order new checks with the correct routing number as soon as possible.
  3. Also, notify your employer or any companies that send you money.
  4. Then, watch for reminder letters in October and December 2025.
  5. Finally, contact us at 248-263-4100 if you need help updating your routing number.
People Driven Credit Union made the merger seamless for all former Community Alliance Credit Union members. You now use one routing number (272484988) for everything, and your money remains fully protected. Many former CACU members have already updated their information and enjoy the expanded services and locations. Thank you for banking with us. Our team is always ready to help you with any routing number questions.
Quick answer: People Driven Credit Union’s routing number is 272484988.

When you need the routing number

You use your People Driven Credit Union routing number for: • Setting up direct deposit • Making ACH transfers and linking external accounts • Scheduling automatic payments • Processing certain wire instructions

Common questions

Is the routing number the same for all members?

Yes. People Driven Credit Union uses a single routing number for every member. You should always confirm the number for special cases, such as international wire transfers.

What is a bank wire transfer at People Driven Credit Union?

You send a bank wire to quickly and securely transfer money from your account to another financial institution. At PDCU, you choose wires for large or urgent payments such as down payments, closing costs, or sending money to family.

How do I send a wire transfer from my PDCU account?

You can call us at (248) 263-4100 or visit a branch. Give us the recipient’s full name, address, account number, and the receiving bank’s routing number (ABA). We handle the rest for you.

How much does a wire transfer cost at People Driven Credit Union?

We charge $30 for domestic outgoing wire transfers and $50 for international outgoing wire transfers. Check our current fee schedule for full details.

How long does a wire transfer take with PDCU?

Domestic wires are usually processed the same business day if requested before the daily cutoff. Funds are typically available to the recipient within hours.

What information do I need to receive a wire into my PDCU account?

Give the sender these exact instructions: • Wire to: Alloya Corporate Federal Credit Union, 26555 Evergreen, Southfield, MI 48076 • ABA: 272478075 • Credit to: People Driven Credit Union, 24333 Lahser, Southfield, MI 48033 • Account: 272484988 • Final credit: Your full name + PDCU account number + account type (Checking/Savings) Full details: Wiring Instructions

What’s the difference between Bill Pay and a wire transfer?

You use Bill Pay to pay bills to companies — it’s usually free or low-cost, and you can schedule payments anytime. You send a wire transfer when you need the money to arrive the same day. Wires cost $30–$50 and work best for urgent or large transfers that can’t wait 1–3 days.

Are wire transfers safe at People Driven Credit Union?

Yes — wires are one of the safest payment methods. They are final and cannot be reversed, so always verify the recipient’s details and watch for wire-fraud scams.
People Driven Credit Union’s routing number is 272484988.

Membership and loans subject to approval. Terms, conditions, and fees may apply. Products, services, and features are subject to change. Insured by NCUA. Equal Housing Lender.