The Hidden Costs of Buying a Car
The Hidden Costs of Buying a Car and How to Plan for Them Buying a car is a significant investment, and while most buyers focus on the sticker price, there are several hidden costs associated with car ownership that you need to factor into your...
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Skip-A-Payment
Take a Break from Your Loan Payments with PDCU's Skip-A-Payment Program! Unexpected expenses can throw a wrench in your budget. With Skip-A-Payment, eligible members can skip one loan Transaction per calendar year for a fee. It’s a simple and...
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Should You Refinance Your Auto Loan?
Should You Refinance Your Auto Loan? Here’s What You Need to Know Refinancing your auto loan might seem complicated, but it can be a smart financial move that saves you money over time. Whether you’re looking to lower your monthly payments, reduce...
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Build Your Dream Home with a Construction Mortgage Loan
Are you ready to build the home you’ve always dreamed of? At People Driven Credit Union (PDCU), we understand that constructing a new home is an exciting yet complex journey. That’s why we offer construction mortgage loans designed to make your...
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5 Smart Ways to Use Your Home’s Equity
Use Your Home’s Equity to Get Cash Your home is more than just a place to live — it’s a valuable financial asset. As you pay down your mortgage and property values increase, you build equity, which you can tap into when needed. Fixed Term Home...
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A Guide to Car Loans
In most parts of the United States today, you can’t really get around without a car, but affording that car can be difficult. In fact, Newsweek reports that 60% of Americans can’t afford to buy a new vehicle. That’s why finding low-interest auto...
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2025 Annual Membership Meeting
Join Us for PDCU’s 2025 Annual Membership Meeting! We’re thrilled to announce that our Annual Membership Meeting will be held in person this year. As a valued People Driven Credit Union member, you play an essential role in shaping our future. We...
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Advantages of Borrowing from a Credit Union for Your Home Equity Loan
The Advantages of Borrowing from a Credit Union for Your Home Equity Loan When securing a Home Equity Loan, you have options—traditional banks or credit unions. While both can help you tap into your home’s value, credit unions offer distinct...
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Smart Strategies to Maintain a Healthy Housing Budget
How Healthy is Your Housing Budget? With rent and home prices hitting record highs, many of us feel the strain of finding affordable housing. So, how much of your monthly budget should you spend on housing? What’s a Healthy Housing Budget? A...
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Dream of Homeownership? Prepare Your Finances First
Achieve Your Homeownership Dreams with PDCU and GreenPath Financial Wellness As a PDCU member, your dream of owning a home is within reach! We've partnered with GreenPath Financial Wellness to provide you with expert guidance and free financial...
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