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Personal Loan vs. Credit Card: Which Is Better for Big Purchases?

Your daughter just got engaged. Your old kitchen cabinets are falling apart. It’s November, and you’re not sure how to fit presents into your limited monthly budget. Here are just some of the scenarios you might face when you need money you might...

2024 Holiday Loan Special

Unwrap the Possibilities of a PD Quick Cash Holiday Loan The holiday season is here, and we understand how stressful it can be to manage expenses during this busy time of year. With inflation and rising costs, gift shopping, travel, and festive...

Exploring Adjustable-Rate Mortgages for Your New Home

Planning to buy a home soon? Housing affordability is a common concern, so many homebuyers are exploring alternative options. One such option gaining attention is the Adjustable-Rate Mortgage (ARM). While ARMs have certain risks, they offer potential...

Graphic: Free loan insurance for PD Quick Cash Loans.

Free Insurance for PD Quick Cash Loans

New PD Quick Cash Loans are Automatically Insured in the Event of a Covered Job Loss Unexpected job loss can be a challenging experience, and for many, it may result in financial stress. Even after utilizing savings, borrowing money, selling assets,...

Personal Loans

Get Ready for the New School Year with PDCU’s Back-to-School Loan Special!

As summer reaches its peak, thoughts of the upcoming school year begin to surface. At People Driven Credit Union (PDCU), we recognize that preparing for a new academic year can present significant financial challenges, ranging from purchasing school...

Spend $2,000, Get 5,000 Points with your Rewards Driven Credit Card.

Rewards Driven Credit Card: Spend $2,000 & Get 5,000 points¹! (Offer valid May 7th – June 28th, 2024)

Are you ready to elevate your spending experience and earn valuable rewards? From May 7th to June 28th, 2024, People Driven Credit Union (PDCU) invites members without a PDCU Rewards Driven Credit Card to take advantage of our exclusive Spend $2,000...

Managing Your PDCU Credit Card: Transactions, Rewards, and Statements Guide

Managing Your Credit Card

Managing Your Transactions, Rewards, and Statements Guide Welcome to our guide on managing your People Driven Credit Union (PDCU) credit card using the MyPDCU banking app or online banking portal. In this blog post, we'll walk you through how to...

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Calculator Disclaimer Personal Loan Rate

The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Member-only Discount Rewards

Accidental Death & Dismemberment Insurance – PDCU provides $2,000 coverage to members 18-69 for free but op-in is required. Members receive discounts on additional supplemental coverage.

Group pricing on auto, home, life & health insurance.

Love my Credit Union – Discount pricing for, Turbo Tax & SimpliSafe Home Security.

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PD Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least three months.

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Or explore all personal loan options.

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PD Summertime Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least three months.

Current Members Apply Here

Not a Member Yet?
Click Apply for PDCU Membership to apply for membership.

Apply for PDCU Membership

Or explore all personal loan options.

Explore Personal Loan Options

Loans

Personal Loan vs. Credit Card: Which Is Better for Big Purchases?

2024 Holiday Loan Special

Exploring Adjustable-Rate Mortgages for Your New Home

Free Insurance for PD Quick Cash Loans

Get Ready for the New School Year with PDCU’s Back-to-School Loan Special!

Rewards Driven Credit Card: Spend $2,000 & Get 5,000 points¹! (Offer valid May 7th – June 28th, 2024)

Managing Your Credit Card

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Member-only Discount Rewards

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