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Category: Personal Loans

Payday Loans: The Costly Trap & Smarter Alternatives

What Are Payday Loans & Why Do People Use Them? Life happens—car repairs, medical bills, or unexpected expenses can throw off even the best-laid financial plans. According to the Federal Reserve Board, about 44% of Americans don’t have $400 in...

Cash Advance Loans: Costs, Risks, and Smarter Alternatives

What Are Cash Advance Loans? When cash is tight and bills are due, a cash advance loan may seem convenient for getting quick money. However, whether withdrawing cash from a credit card, using an employer paycheck advance, or taking out an online cash...

Tips for Obtaining a Personal Loan with Bad Credit

Key Considerations and Tips for Obtaining a Personal Loan with Bad Credit Having bad credit can make obtaining a personal loan challenging. Still, it’s not impossible—primarily when you work with lenders like People Driven Credit Union (PDCU) that...

Personal Loans

Boost Your Financial Health With a Personal Loan

Although taking out a loan and going into debt might seem like a step backward when it comes to financial health, a personal loan can actually have a positive effect when used strategically and responsibly. If you’re a member of People Driven Credit...

Personal Loans

How to Use a Personal Loan for Debt Consolidation

Making minimum payments on high-interest credit card debt can feel like you’re barely staying on top of the water’s surface. You’re in a precarious position, swimming hard to stay afloat of your finances. But there’s a life preserver that...

Graphic: Free loan insurance for PD Quick Cash Loans.

Free Insurance for PD Quick Cash Loans

New PD Quick Cash Loans are Automatically Insured in the Event of a Covered Job Loss Unexpected job loss can be a challenging experience, and for many, it may result in financial stress. Even after utilizing savings, borrowing money, selling assets,...

Personal Loans

Get Ready for the New School Year with PDCU’s Back-to-School Loan Special!

As summer reaches its peak, thoughts of the upcoming school year begin to surface. At People Driven Credit Union (PDCU), we recognize that preparing for a new academic year can present significant financial challenges, ranging from purchasing school...

Calculator Disclaimer Personal Loan Rate

The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Member-only Discount Rewards

Accidental Death & Dismemberment Insurance – PDCU provides $2,000 coverage to members 18-69 for free but op-in is required. Members receive discounts on additional supplemental coverage.

Group pricing on auto, home, life & health insurance.

Love my Credit Union – Discount pricing for, Turbo Tax & SimpliSafe Home Security.

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PD Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.

Current Members Apply Here

Not a Member Yet?
Click Apply for PDCU Membership to apply for membership.

Apply for PDCU Membership

Or explore all personal loan options.

Explore Personal Loan Options

Careers

What job openings are available at PDCU?
To see current job openings at People Driven Credit Union, visit our Careers page at

https://recruiting.paylocity.com/recruiting/jobs/All/0aa7c916-c7ba-4c11-a75f-a43a80fe0bb1/People-Driven-Credit-Union.
There, you can view open positions, learn about our team culture, and apply online.

Membership Check

Already a Member?
PD Summertime Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.

Current Members Apply Here

Not a Member Yet?
Click Apply for PDCU Membership to apply for membership.

Apply for PDCU Membership

Or explore all personal loan options.

Explore Personal Loan Options

Membership Check

Already a Member?
PDCU members in good standing may qualify for Back-to-School Cash if they’ve had at least $1,000 in monthly direct deposits for the past six months.

Current Members Apply Here

Not a Member Yet?
Apply for PDCU Membership:

Apply for PDCU Membership

Or explore all personal loan options:

Explore Personal Loan Options

Category: Personal Loans

Payday Loans: The Costly Trap & Smarter Alternatives

Cash Advance Loans: Costs, Risks, and Smarter Alternatives

Tips for Obtaining a Personal Loan with Bad Credit

Boost Your Financial Health With a Personal Loan

How to Use a Personal Loan for Debt Consolidation

Free Insurance for PD Quick Cash Loans

Get Ready for the New School Year with PDCU’s Back-to-School Loan Special!

📲 Download MyPDCU

Calculator Disclaimer Personal Loan Rate

Member-only Discount Rewards

Mortgage Price Quote

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Careers

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