Smart Strategies to Maintain a Healthy Housing Budget
How Healthy is Your Housing Budget? With rent and home prices hitting record highs, many of us feel the strain of finding affordable housing. So, how much of your monthly budget should you spend on housing? What’s a Healthy Housing Budget? A...
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Dream of Homeownership? Prepare Your Finances First
Achieve Your Homeownership Dreams with PDCU and GreenPath Financial Wellness As a PDCU member, your dream of owning a home is within reach! We've partnered with GreenPath Financial Wellness to provide you with expert guidance and free financial...
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GAP Insurance (Guaranteed Asset Protection)
Protect Your Vehicle Investment with GAP Insurance GAP (Guaranteed Asset Protection) helps protect you from financial loss if your vehicle is totaled or stolen. In the event of a total loss, your auto insurance provider will typically pay only the...
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Tips for Obtaining a Personal Loan with Bad Credit
Key Considerations and Tips for Obtaining a Personal Loan with Bad Credit Having bad credit can make obtaining a personal loan challenging. Still, it’s not impossible—primarily when you work with lenders like People Driven Credit Union (PDCU) that...
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Boost Your Financial Health With a Personal Loan
Although taking out a loan and going into debt might seem like a step backward when it comes to financial health, a personal loan can actually have a positive effect when used strategically and responsibly. If you’re a member of People Driven Credit...
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How to Use a Personal Loan for Debt Consolidation
Making minimum payments on high-interest credit card debt can feel like you’re barely staying on top of the water’s surface. You’re in a precarious position, swimming hard to stay afloat of your finances. But there’s a life preserver that...
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New vs. Used Cars: Which Auto Loan is Right for You?
One of the first decisions you’ll need to make when buying a car is whether to buy a new or used vehicle. Both options have advantages, but they also have unique financial considerations, especially regarding auto loans. Understanding the pros and...
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Top 5 Tips for Getting the Best Auto Loan Rate
When it comes to financing a vehicle, securing the lowest possible interest rate can save you thousands of dollars over the life of your loan. But how do you get the best deal on an auto loan? Whether you’re buying new or used, these five tips will...
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How Pre-Approval Can Speed Up Your Car-Buying Process
Shopping for a new or used car is exciting but can also be overwhelming if you’re unprepared. One of the smartest ways to streamline the process is by getting pre-approved for an auto loan before you even set foot in a dealership. Pre-approval...
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The Complete Guide to Financing Your Next Car
Financing a car can feel overwhelming, but it doesn’t have to be! Whether buying your first vehicle or upgrading to a new model, understanding the process can make all the difference. People Driven Credit Union is here to guide you every step of the...
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