People Driven Credit Union may offer skip-a-payment opportunities during eligible periods and for qualifying loans.
Skip a Payment Requirements
You must be in good standing with all loans current. The $35 fee must be available in your checking or savings account. Most consumer loans qualify. Exclusions include Fresh Start Auto loans, lines of credit, mortgages, commercial loans, credit cards, and several other special loan types.
To get started, you can either complete the process through the MyPDCU app, via PDCU’s Online Banking portal, or by filling out an Authorization Form and submitting it to any of our branches or mailing it to:
Skip A Payment
People Driven Credit Union
24333 Lahser Road
Southfield, MI 48033
Get Help from Our Team
Call us at 248-263-4100 during business hours. Our team checks your eligibility right away. You can also visit any branch in Livonia, Southfield, Warren, Ypsilanti, or Romeo.
5 Helpful Hints for Skipping a Payment
- Call at least one business day before your payment is due.
- Have your loan number and member number ready.
- Ensure $35 is available in your account for the fee.
- Remember interest still accrues during the skipped month.
- Contact us at 248-263-4100 to confirm your loan qualifies.
