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How do I get GAP Insurance?

You can request GAP Insurance when you apply for and close an eligible vehicle loan with People Driven Credit Union. To get started, let your loan specialist know you want to add GAP coverage before your loan documents are finalized.

How to add GAP Insurance

Apply for an eligible vehicle loan with PDCU, ask about GAP Insurance during the loan process, and review the cost, coverage details, limits, and eligibility requirements before closing. You can learn more on our GAP Insurance page.

Can I add it after closing?

In some cases, availability after closing may depend on the status of your loan and when the request is made. Contact People Driven Credit Union to confirm whether GAP Insurance can still be added to your loan.

What GAP Insurance may help with

GAP Insurance may help reduce the difference between your loan balance and your vehicle’s value if your financed vehicle is declared a covered total loss. Coverage depends on the terms, limits, eligibility requirements, and exclusions that apply to your loan and protection plan.