Rest assured, we’re in this together and here for you.
Many members ask what I should do if I’m financially impacted by a layoff and may be unable to make my loan payments when facing temporary hardship.
What should I do if I can’t make my loan payments?
We have waived the fee for our Skip-A-Payment program, so eligible members can skip up to 2 monthly loan payments. This gives you breathing room to focus on other financial responsibilities during this challenging time.
2 Easy Ways to Request Skip-A-Payment
- To get started, you can either complete the process through the MyPDCU app, via PDCU’s Online Banking portal, or by filling out an Authorization Form and submitting it to any of our branches or mailing it to:
Skip-A-Payment
People Driven Credit Union
24333 Lahser Road
Southfield, MI 48033 - Call us at 248-263-4100 and speak with a specialist.
Other Services Continue Normally
Online Bill Pay: All scheduled payments will post as scheduled.
Direct Deposit: Your funds will be deposited as expected. You can access them through the MyPDCU app, online banking, ATMs, or drive-thru at any branch.
Common Questions
I’m financially impacted by a layoff and may be unable to make my next loan payment(s). What should I do?
We are here to help. We have waived the fee for our Skip-A-Payment program, so you can skip up to 2 payments.
Get Help from Our Team
Call us at 844-700-7328 or 248-263-4100 during business hours. Our team will work with you to find the best solution. You can also visit any branch in Livonia, Southfield, Warren, Ypsilanti, or Romeo.
5 Helpful Hints During Financial Hardship
- Contact us as soon as possible so we can explore all available options.
- Request Skip-A-Payment through online banking or by phone.
- Continue monitoring your account daily in the MyPDCU app.
- Let us know exactly what kind of assistance you need.
- Reach out at 248-263-4100 — we truly want to help you through this.
People Driven Credit Union stands with our members during difficult times, such as a layoff. We are committed to providing flexible solutions and compassionate support. Many members have successfully used the waived Skip-A-Payment program to get back on track. Thank you for banking with us. Our team is always ready to help you.
