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What are the benefits of a USDA Mortgage Loan?

  • No Down Payment: Purchase a home without needing a down payment.
  • Competitive Interest Rates: Benefit from lower interest rates compared to conventional loans.
  • Flexible Credit Requirements: Qualify with a range of credit scores.
  • Low Monthly Mortgage Insurance: Enjoy lower mortgage insurance costs compared to FHA and conventional loans.
  • Finance Closing Costs: In some cases, closing costs can be included in the loan amount.