Eligibility requirements can vary but typically include a good credit score, a stable income, a detailed construction plan, and a contract with a licensed builder. Some lenders may also require a down payment.
Connect with PDCU’s Mortgage Loan Officer if you need help being talked out of a construction loan.
The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
To schedule an appointment with People Driven Credit Union, please
visit our online scheduling portal.
From there, you can choose your preferred branch location, service type, date, and time. After booking, you’ll receive a confirmation email with your appointment details.
Group pricing on auto, home, life & health insurance.
Love my Credit Union – Discount pricing for, Turbo Tax & SimpliSafe Home Security.
Already a Member?
PD Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.
Not a Member Yet?
Click Apply for PDCU Membership to apply for membership.
Or explore all personal loan options.
What job openings are available at PDCU?
To see current job openings at People Driven Credit Union, visit our Careers page at
https://recruiting.paylocity.com/recruiting/jobs/All/0aa7c916-c7ba-4c11-a75f-a43a80fe0bb1/People-Driven-Credit-Union.
There, you can view open positions, learn about our team culture, and apply online.
If you are looking for a personal loan, please explore our personal loan options.
Already a Member?
PD Summertime Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.
Not a Member Yet?
Click Apply for PDCU Membership to apply for membership.
Or explore all personal loan options.
Already a Member?
PDCU members in good standing may qualify for Back-to-School Cash if they’ve had at least $1,000 in monthly direct deposits for the past six months.
Not a Member Yet?
Apply for PDCU Membership:
Or explore all personal loan options:
If you are looking for a personal loan, please explore our personal loan options.
Already a Member?
PDCU members in good standing may qualify with $1,000+ in monthly direct deposits for the past six months. Max two open PD Quick Cash Loans, a 30-day wait between applications, and three total loans (open or closed) in a rolling six months.
Not a Member Yet?
Apply for PDCU Membership:
Or explore all personal loan options:
Already a Member?
PDCU members in good standing may qualify with $1,000+ in monthly direct deposits for the past six months. Max two open PD Quick Cash Loans, a 30-day wait between applications, and three total loans (open or closed) in a rolling six months.
Not a Member Yet?
Apply for PDCU Membership:
Or explore all personal loan options:
Construction loans can be complicated, expensive, and unpredictable. They often involve staged funding, contractor coordination, inspections, budget changes, and a lot more stress than people expect. Instead, People Driven Credit Union focuses on options that are often easier to manage, like traditional mortgages for home purchases and home equity solutions for improvements to a home you already own.
People Driven Credit Union does not offer construction loans.
Connect with PDCU’s Mortgage Loan Officer if you need help being talked out of a construction loan.
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