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Loans Built for the Way You Play

Motorcycle Loans, Boat Loans & RV Loans

Get the best vehicle loan in Michigan for your next vehicle purchase. Quick decisions & Competitive Rates!

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Start Your Next Adventure with a Recreational Vehicle Loan

Discover the freedom to ride, cruise, and explore with People Driven Credit Union’s specialized loans for motorcycles, boats, RVs, ATVs, and snowmobiles. With rates as low as 6.84%¹ APR*, flexible terms, no payments for 90 days, and online application process, PDCU makes it easy to hit the road, water, or trail in style. PDCU is here to help turn your dreams into reality wherever your adventures take you. Apply today and set off on your next incredible journey!

Membership and eligibility requirements apply, with approval subject to application, credit, and property considerations.

Recreational Vehicle Loan Rates

Unlock a Rate as Low As 6.84%¹ APR*

No payments for 90 days for current PDCU members approved for a RV Loan.

¹Benefit from a .25% reduction when enrolling in our autopay service, which is included in the “as low as” rate advertised. The discount is available to those who setup autopay of their monthly loan payment from a People Driven Credit Union checking or savings account.

6.84%

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See What Fits: Compare Vehicle Loan Rates & Terms

Calculate Your Monthly RV Loan Payment

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Pre-approval puts you in the driver’s seat.

It’s a smart move to get pre-qualified before you go shopping for a Motorcycle, Boat, or RV in Michigan.  Once Pre-Approved, Members can focus on picking the toy they want rather than haggling over financing with the seller.

People Driven Credit Union is a full-service credit union with branches and ATMs that are easily accessible around Metro Detroit and Southeast Michigan.

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Can you get a RV Loan with bad credit?

Absolutely. At People Driven Credit Union, we look beyond your credit score to find a solution that fits your unique needs, considering both your income and credit history.

If approved, you’ll receive funds deposited directly into your checking or savings account. Keep in mind that interest rates are determined by your credit rating.

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Frequently Asked Questions

Disclosures

**Certain limitations may apply. Please consult with a representative for further information. Loans are exclusively available for new and used cars, trucks, and SUVs. Membership with the Credit Union is mandatory for loan disbursement. For 30, 60, or 90-day no-payment loans, interest will commence accruing upon loan disbursement and will be spread out over the subsequent monthly payments.

6.84%

*APR = Annual Percentage Rate: The actual APR and loan term is subject to approval and may be determined upon the borrower’s creditworthiness, the amount borrowed, and the type, value, age, and condition of the collateral offered to secure the loan (when applicable). Rates are effective as of today and are subject to change.

¹Special Loan Rate Discount: Benefit from a .25% reduction when enrolling in our autopay service, which is included in the “as low as” rate advertised. The discount is available to those who setup autopay of their monthly loan payment from a People Driven Credit Union checking or savings account.

Membership Requirement

All accounts and loans require membership at People Driven Credit Union. Membership is available to individuals who live, work, worship, or attend school in the State of Michigan, as well as relatives of current members. To complete an application for any account or loan, you will need the following information:
  • A valid Driver's License, State ID, or Passport with your current address
  • Your Social Security Number
A Membership Share Savings Account is required to establish membership at People Driven Credit Union. A $5 deposit secures your ownership share in the credit union and unlocks access to our full suite of products and services. This account earns 0.01% APY with a $5 minimum deposit.

People Driven Credit Union is an Equal Housing Opportunity Lender NMLS #776727.

All other trademarks are the property of their respective owners.

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