Skip nav to main content.

Big Dreams Start with Small Savings in Youth Accounts

Mother helping her young daughter save coins for her big dreams.

Start strong. Grow smart. Save with confidence.

Helping young people build healthy financial habits with youth accounts is one of the best investments we can make in their future. Whether you’re a parent opening your child’s first savings account or a teen starting to manage your own money, where you choose to save matters.

At People Driven Credit Union, we make saving accessible, rewarding, and fun for young members. With competitive rates, no hidden fees, and personalized support, we’re the perfect place to help young savers take their first steps toward financial confidence.

What Makes PDCU Ideal for Young Savers?

No Monthly Fees or Minimums

Our youth savings accounts are built with beginners in mind—no fees, no stress. Kids and teens can open and maintain an account without worrying about minimum balances or charges that eat into their savings.

Grow Your Savings Faster

We offer competitive dividends that help your money grow over time. That means the earlier you start saving, the more you earn—while learning the value of patience and planning.

Easy, Digital Access

Young savers (and their parents) can monitor account balances, set goals, and transfer funds with our MyPDCU app or online banking tools. It’s an easy way to stay connected to their savings—anytime, anywhere.

Built-In Financial Education

We don’t just open accounts—we teach the “why” behind saving. Through blogs, guides, and one-on-one support, we help young savers understand:

  • The importance of setting goals
  • How interest works
  • Smart ways to manage allowance, birthday money, or part-time job earnings

A Credit Union That Grows With You

People Driven Credit Union is here for every stage of life. From youth savings to teen checking, student-friendly loans, and first-time auto financing, we’re ready to support your journey with trusted advice and great rates.

Why Starting Early Matters

  • The earlier someone starts saving, the more time they have to:
  • Learn responsible money habits
  • Understand the impact of compound interest
  • Build confidence and independence
  • Prepare for big life goals—like college, a car, or even a first home

Open a Youth Account Today

Whether you’re saving for a lemonade stand or your first car, PDCU makes it easy to get started. Open a youth savings account online, at one of our branches, or contact us to learn more.

Let’s Build a Bright Financial Future—Together

At People Driven Credit Union, we’re more than just a place to save. We’re your lifelong financial partner, helping you grow from your very first deposit to your biggest dreams.



View Related Articles

Graphic: How to Teach the Value of a Dollar to a Child

How to Teach the Value of a Dollar to a Child

Turn coins into confidence—one lesson at a time. Kids are naturally curious about money: where......Read More

Graphic: Why Starting Financial Education Early Matters

Why Starting Financial Education Early Matters

Give your kids the tools to thrive—financially and beyond. It’s never too early—or too late—to......Read More

Graphic: Why Credit Unions Are the Place for Young Savers

Why Credit Unions Are the Place for Young Savers

Why Credit Unions Building strong financial habits starts with the right foundation. If you’re a......Read More

Graphic: How to Teach Kids About Money

How to Teach Kids About Money

Financial Literacy: How to Teach Kids About Money It’s never too early to build smart......Read More