Start strong. Grow smart. Save with confidence.
Helping young people build healthy financial habits with youth accounts is one of the best investments we can make in their future. Whether you’re a parent opening your child’s first savings account or a teen starting to manage your own money, where you choose to save matters.
At People Driven Credit Union, we make saving accessible, rewarding, and fun for young members. With competitive rates, no hidden fees, and personalized support, we’re the perfect place to help young savers take their first steps toward financial confidence.
What Makes PDCU Ideal for Young Savers?
No Monthly Fees or Minimums
Our youth savings accounts are built with beginners in mind—no fees, no stress. Kids and teens can open and maintain an account without worrying about minimum balances or charges that eat into their savings.
Grow Your Savings Faster
We offer competitive dividends that help your money grow over time. That means the earlier you start saving, the more you earn—while learning the value of patience and planning.
Easy, Digital Access
Young savers (and their parents) can monitor account balances, set goals, and transfer funds with our MyPDCU app or online banking tools. It’s an easy way to stay connected to their savings—anytime, anywhere.
Built-In Financial Education
We don’t just open accounts—we teach the “why” behind saving. Through blogs, guides, and one-on-one support, we help young savers understand:
- The importance of setting goals
- How interest works
- Smart ways to manage allowance, birthday money, or part-time job earnings
A Credit Union That Grows With You
People Driven Credit Union is here for every stage of life. From youth savings to teen checking, student-friendly loans, and first-time auto financing, we’re ready to support your journey with trusted advice and great rates.
Why Starting Early Matters
- The earlier someone starts saving, the more time they have to:
- Learn responsible money habits
- Understand the impact of compound interest
- Build confidence and independence
- Prepare for big life goals—like college, a car, or even a first home
Open a Youth Account Today
Whether you’re saving for a lemonade stand or your first car, PDCU makes it easy to get started. Open a youth savings account online, at one of our branches, or contact us to learn more.
Let’s Build a Bright Financial Future—Together
At People Driven Credit Union, we’re more than just a place to save. We’re your lifelong financial partner, helping you grow from your very first deposit to your biggest dreams.