The holidays are full of joy, giving, and a few extra expenses. Between gifts, travel, and family gatherings, the season can put a dent in your budget. That’s why People Driven Credit Union is helping members stretch their holiday dollars further with a special low-rate offer on the Rewards Driven Credit Card.
Stretch Your Holiday Dollars with a Special 3.9% APR*
Handle holiday shopping, travel, and entertaining, without taking on high-interest debt. From festive flights to last-minute gifts, this low promotional rate gives you more room to breathe and more time to pay it off.
Limited-Time Offer
3.9% APR* on qualifying purchases made between November 1 and December 31, 2025. Enjoy this special rate through your July 2026 billing cycle.
Why Use Your PDCU Rewards Driven Credit Card?
- Lower your holiday costs – 3.9% APR* is a fraction of what many retail or store cards charge.
- Earn rewards on every purchase – Gifts, groceries, or gas all earn points you can redeem later.
- Stay organized – Track your holiday spending easily through Online Banking or the MyPDCU App.
- Shop securely – Your PDCU Visa® Credit Card includes fraud protection, contactless tap-to-pay, and card controls right in the app.
Who Benefits from This Offer?
Whether you’re an everyday spender or a careful budgeter, this special promotion is designed to help:
- Current cardholders in good standing, now’s the perfect time to make it your go-to for holiday purchases.
- Frequent shoppers and travelers who want to earn rewards and enjoy a lower interest rate while they do it.
- Members in good standing watching their budget who prefer spreading out payments instead of using high-interest financing or retail cards.
- Members new to PDCU credit cards—apply now to take advantage of this offer before the holiday rush!
Ready to Get Started?
If you already have a PDCU Rewards Driven Credit Card, simply use it for your qualifying holiday purchases between November 1 and December 31, 2025, and enjoy the 3.9% APR* through July 2026.
Don’t have a card yet? There’s still time to apply and get rewarded for the spending you’re going to do anyway. Apply today and get more from your holiday spending!
Disclosures
*3.9% APR promotional rate applies to qualifying purchases made November 1–December 31, 2025, and will remain in effect through the July 2026 billing cycle. Regular rates apply thereafter. Excludes cash advances and balance transfers. Subject to credit approval. Membership eligibility required. Federally insured by NCUA. Equal Opportunity Lender.
APR=Annual Percentage Rate
All rates are variable and disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A lending specialist will let you know the rate you qualify for after reviewing your application documents. Rates are subject to change at any time. For details or latest rate information, contact a credit union representative.
Download the complete disclosure: Rewards Driven Credit Card disclosure and agreement.
