This November and December: Use your People Driven Credit Union credit card and enjoy our Special Seasonal Rate.
This special 3.9% APR holiday offer is exclusive to select members in good standing who received the mailed invitation. If you didn’t get one, don’t worry — you can still enjoy great everyday rates and rewards with the PDCU Rewards Driven Credit Card.
Stretch Your Holiday Dollars with a Special 3.9% APR*
The holidays are full of joy, giving, and a few extra expenses. Between gifts, travel, and family gatherings, the season can put a dent in your budget. That’s why People Driven Credit Union is helping eligible members stretch their holiday dollars further with a special low-rate offer on the Rewards Driven Credit Card.
Exclusive Offer for Select Members
This limited-time offer is available only to People Driven Credit Union members in good standing who received the offer by mail. If you received a mailed invitation, you’re eligible to take advantage of this exclusive holiday rate. Please refer to your mailed communication for complete details and instructions on how to participate.
Limited-Time Offer Details
3.9% APR* on qualifying purchases made between November 1 and December 31, 2025. Enjoy this special rate through your July 2026 billing cycle.
Handle holiday shopping, travel, and entertaining—without taking on high-interest debt. From festive flights to last-minute gifts, this promotional rate helps make your season a little brighter and your budget a little lighter.
Why Use Your PDCU Rewards Driven Credit Card?
- Lower your holiday costs – 3.9% APR* is a fraction of what many retail or store cards charge.
- Earn rewards on every purchase – Gifts, groceries, or gas all earn points you can redeem later.
- Stay organized – Track your holiday spending easily through Online Banking or the MyPDCU App.
- Shop securely – Your PDCU Visa® Credit Card includes fraud protection, contactless tap-to-pay, and card controls right in the app.
Who Benefits from This Offer?
This special rate is designed for:
- Current cardholders in good standing who received the offer by mail—now’s the perfect time to make your card your go-to for holiday purchases.
- Frequent shoppers and travelers who want to earn rewards and enjoy a lower interest rate while they do it.
- Budget-minded members who prefer to spread out holiday expenses without taking on high-interest debt.
Ready to Get Started?
If you received this offer in the mail and are a PDCU Rewards Driven Credit Cardholder in good standing, simply use your card for qualifying purchases between November 1 and December 31, 2025, and enjoy the 3.9% APR* through your July 2026 billing cycle.
If you didn’t receive this offer, you can still apply for the PDCU Rewards Driven Credit Card and enjoy everyday rewards, convenience, and competitive rates for all your year-round purchases.
Questions? Contact us: 248-263-4100
Disclosures
Important information about this offer: APR = Annual Percentage Rate. Payments will be applied per your standard payment allocation. Qualifying purchases made from November 1, 2025 through December 31, 2025 shall accrue interest at the promotional APR of 3.9%. The qualifying purchases shall continue to accrue interest at the promotional APR through the July 2026 billing cycle, after which the APR on the remaining balance of the qualifying purchases made during the promotional period shall revert to your standard Retail/Purchase APR previously disclosed. A late payment may cause your APR to revert to the APR previously disclosed in your Credit Card Agreement prior to the end of the promotional period. Cash advances and balance transfers are excluded from the promotional offer. Additional restrictions may apply. Not valid where prohibited by law.
*3.9% APR promotional rate applies to qualifying purchases made November 1–December 31, 2025, and will remain in effect through the July 2026 billing cycle. Regular rates apply thereafter. Excludes cash advances and balance transfers. Offer available only to members in good standing who received the offer by mail. Subject to credit approval. Membership eligibility required. Federally insured by NCUA. Equal Opportunity Lender.
APR = Annual Percentage Rate. All rates are variable and disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A lending specialist will let you know the rate you qualify for after reviewing your application documents. Rates are subject to change at any time. For details or the latest rate information, contact a credit union representative.
Download the complete disclosure: Rewards Driven Credit Card Disclosure and Agreement.
