For Michigan’s medical professionals, owning a home shouldn’t mean jumping through hoops. That’s why People Driven Credit Union created the Doctors Advantage Fixed Mortgage, a program designed to make homeownership easier, faster, and more affordable for those who serve our communities every day.
Doctors Advantage Fixed Mortgage: 100% Financing for Medical Professionals
We understand that your career often starts with years of schooling and student loans, which can delay traditional down payment savings. This program is designed to help you overcome those barriers and achieve homeownership without compromising your financial stability.
Why Choose the Doctors Advantage Fixed Mortgage?
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- 100% financing, no down payment required (CLTV/HCLTV up to 100%)
- No Private Mortgage Insurance (PMI)
- No LLPAs (Loan-Level Price Adjustments)
- Fixed-rate stability, predictable payments for the life of the loan
- Premium pricing and buydown options allowed
- Loan amounts up to $1,000,000
- Minimum credit score: 740
- Maximum debt-to-income ratio: 40%
Who Is Eligible?
This program is open to licensed professionals with a minimum of two years of experience in their field. Eligible occupations include:
- 🩺 Doctors
- 🦷 Dentists
- 👩⚕️ or 👨⚕️ Nurses
- 💊 Pharmacists
- 🐾 Veterinarians
- 🚑 First responders
- 💉 Anesthesiologists
Whether you’re purchasing your first home, relocating, or upgrading, this program offers unmatched flexibility with zero PMI, high loan limits, and no special add-ons to your interest rate.
Let’s Get You Home
Whether you’re fresh out of residency or well into your career, the Doctors Advantage Fixed Mortgage puts homeownership within reach.
Contact our mortgage team today to speak with a lending expert and get started.
Meet Our Mortgage Loan Officer
Michelle Dzon is authorized to act as an agent on behalf of People Driven Credit Union. Contact her for personalized assistance with your mortgage needs.
Michelle Dzon
Member First Mortgagemichelle.dzon@memberfirstmortgage.com
616-301-1714 | NMLS ID: #401292 | People Driven Credit Union NMLS ID: #776727
Member First Mortgage, LLC NMLS ID# 149532
All loans are subject to credit approval. Terms and conditions apply. Mortgage insurance may be required. Program availability is subject to change without notice.
