June is National Homeownership Month, a perfect time to celebrate the joy of owning a home—and to empower first-time buyers with the tools and knowledge they need to turn their dreams into reality. At People Driven Credit Union (PDCU), we’re dedicated to helping prospective homeowners navigate the journey through our popular Homebuyer Bootcamp.
Why Celebrate Homeownership?
Homeownership brings a sense of stability, pride, and financial security. It’s a crucial step toward building long-term wealth and equity. During National Homeownership Month, we highlight the opportunities and resources available to support first-time buyers.
Top Tips for First-Time Homebuyers
1. Start with a Solid Financial Foundation
Understanding your credit score, budgeting effectively, and getting pre-approved for a mortgage sets the stage for a successful homeownership experience. At PDCU, we provide comprehensive resources to help you prepare financially. Watch our Homebuyer Bootcamp: Preparing to Buy now for free.
2. Find the Right Home
House hunting is exciting, but it can feel overwhelming. Consider your needs versus your wants, thoroughly explore neighborhoods, and rely on expert advice to ensure the home you select meets your lifestyle and financial goals. Watch our Homebuyer Bootcamp: House hunting Like a Pro now for free.
3. Understand the Mortgage Process
From fixed-rate mortgages to adjustable-rate loans, understanding your options can help you save money and reduce stress. Familiarize yourself with terms, rates, and closing costs to make informed decisions. Watch our Homebuyer Bootcamp: The Mortgage Process Uncovered now for free.
4. Never Skip the Inspection or Appraisal
A thorough home inspection and accurate appraisal safeguard your investment, revealing potential issues and confirming the home’s value. These steps are crucial for a smooth transaction. Watch our Homebuyer Bootcamp: The Home Inspection & Appraisal now for free.
5. Prepare for Closing Day and Beyond
Knowing what to expect on closing day and how to maintain your home afterward is essential. From signing paperwork to ongoing maintenance, preparation ensures a stress-free transition to homeownership. Watch our Homebuyer Bootcamp: Closing Day & Beyond now for free.
Join Our Homebuyer Bootcamp
Ready to dive deeper? Our PDCU Homebuyer Bootcamp covers all these topics and more, offering step-by-step guidance from industry experts. Whether you’re just starting your search or preparing for closing day, our Bootcamp provides practical knowledge to help you make confident decisions.
[FREE] Watch Homebuyer Bootcamp Now
Celebrate Homeownership with PDCU
This National Homeownership Month, take the first step towards achieving your dream of owning a home. At People Driven Credit Union, we’re here to support you every step of the way.
Ready to get started? Contact our Mortgage Specialist today for personalized guidance.
Meet Our Mortgage Loan Officer
Michelle Dzon is authorized to act as an agent on behalf of People Driven Credit Union. Contact her for personalized assistance with your mortgage needs.
Michelle Dzon
Member First Mortgage, LLC (MFM)michelle.dzon@memberfirstmortgage.com
616-301-1714 | NMLS ID: #401292 | People Driven Credit Union NMLS ID: #776727
Disclosures
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Equal Housing Lender. Member First Mortgage, LLC (MFM) NMLS ID# 149532. All loans are subject to credit approval. Terms and conditions apply. Program availability is subject to change without notice. |
Available to all members using a conventional mortgage loan program on a purchase transaction with People Driven Credit Union in the State of Michigan. Not eligible on multi-unit properties, condos, townhomes, or manufactured houses. The Loan Example is current as of 9/9/2025 and based on a $200,000 loan amount with a conventional 30-year fixed rate term (360 monthly principal and interest payments of $1,231.43); 0% Down Payment; 6.25% Interest Rate with an Annual Percentage Rate (APR) of 6.465%. Rates quoted assume excellent borrower credit history. Payment example does not include taxes and insurance; the actual payment obligation will be higher. The cost of Private Mortgage Insurance (PMI) is waived as part of this promotion, to be paid by the Lender. This is not a commitment to lend. All lending products are subject to credit and property approval. Additional restrictions may apply. Member First Mortgage, LLC (MFM) is a partner of People Driven Credit Union. Michelle Dzon #401292, is authorized to act as agent of People Driven Credit Union (24333 Lahser Road, Southfield, MI 48033 | (248) 263.4100 | NMLS ID: 776727) and is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). For licensing information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity.
SAFE Act Compliance Testing:
We conduct annual independent testing of our mortgage compliance in accordance with the SAFE Act (Reg G) requirements.
All other trademarks are the property of their respective owners.
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People Driven Credit Union is an Equal Housing Opportunity Lender NMLS #776727 |
