2025 Back-to-School Cash

As summer winds down and the back-to-school buzz begins, People Driven Credit Union (PDCU) is here to help you tackle those seasonal expenses with confidence. From new backpacks and classroom supplies to clothing, technology, and tuition costs, our Back-to-School Cash loan gives you the funds you need fast.

A Loan of Up to $2,000 for School Expenses

Whether you’re preparing to send your kids back to class or heading to campus yourself, this limited-time loan is designed to provide financial flexibility without the high rates of many other borrowing options. It’s also an excellent opportunity to consolidate higher-interest summer debt.

Why Choose Back-to-School Cash?

• No Payments for 30 Days: Start the school year without the immediate pressure of repayment.
• Flexible Loan Amounts: Borrow up to $2,000 ($500 min.), depending on your direct deposit history.
• Low 9.99% APR*: Fixed rate for predictable monthly payments.
• 9, 12, & 18-Month Terms: Manageable repayment periods tailored for short-term needs.

Eligibility Criteria

Eligibility for this loan requires that the member be in good standing and have a minimum of $1,000 in direct deposits posted to their People Driven Credit Union account each month for the three consecutive months immediately preceding the application. Meeting this minimum deposit requirement does not guarantee loan approval or a specific loan amount. The amount for which a member may qualify will be determined at the time of application through automated evaluation of their account history, with loan amounts ranging from $500 up to a maximum of $2,000.

Members who previously received our PD Quick Cash loan specials are also eligible for this Back-to-School loan promotion, provided they are in good standing at the time of application.

All loans are subject to approval, terms, and conditions as established by People Driven Credit Union.

How to Apply

Apply online through our Back-to-School Loan webpage, or apply within the MyPDCU app. Online and app applications receive a decision within minutes, and if approved, funds are deposited directly into your account—often within 60 seconds.

Don’t Miss Out! This special runs from August 18, 2025, through September 30, 2025. Make the upcoming school year a success financially and academically with help from PDCU.

Visit our dedicated PD Quick Cash Back-to-School Loan webpage to learn more and apply today.

Prepare for Success with PDCU

At People Driven Credit Union, we’re committed to supporting members through every stage of life. Our Back-to-School Loan Special is just one way we help make life’s big moments more manageable. Let us help you make this school year your best yet.

Disclosures:

*APR = Annual Percentage Rate. By applying for this loan, you authorize People Driven Credit Union to access reports from third parties, including credit reporting agencies. This process could impact your credit score. Loan amounts up to $2,000, 9.99% APR*, 9, 12, & 18-Month Terms, $15 Origination Fee. $120.10 monthly payment on $2,000 loan amount. $57.89 monthly payment on $500 loan amount. Loan closing is contingent upon the member’s agreement to all required agreements and disclosures on www.PeopleDrivenCU.org. Automatic payment transfer is scheduled 30 days from the loan date.

• Loan Amount $500: Origination Fee $15
• Loan Amount $2,000: Origination Fee $15

PDCU Member Back-to-School Loan Qualifications

Available only to People Driven Credit Union members in good standing. Members may have up to two Back-to-School Loans simultaneously, with a 30-day waiting period between applications. Applicants must have a qualifying direct deposit of $1,000 or more for at least three months. No credit check is performed for this loan option. Approval and funding times vary and are subject to account verification, application volume, and other eligibility requirements.

⁴Important Information About PD Quick Cash

The PD Quick Cash Back-to-School Loan is available only to members in good standing with a qualifying direct deposit of at least $1,000/month for three consecutive months. $15 processing fee applies. No credit check is performed for this loan option. “Same-day approval,” “under 60 seconds,” and “funds promptly” refer to average processing times for eligible members during regular business hours. Approval is not guaranteed and is subject to membership, account history, and underwriting criteria. People Driven Credit Union reserves the right to modify or discontinue this product at any time without notice.