Why can’t I make an ATM deposit at People Driven Credit Union?
In some cases, we may restrict a card from completing an ATM deposit. Please call us at 844-700-7328 if you are having trouble making a deposit.
Many members ask why I can’t make an ATM deposit when their transaction is declined.
Why Deposits May Not Work at Some ATMs
Many ATMs, including some at People Driven Credit Union, are withdrawal-only machines. Your debit card may also be restricted from deposit capability for security or account reasons. This is common and easy to fix.
Preferred Ways to Make a Deposit
Use the MyPDCU mobile app for fast, secure mobile check deposit anytime. Log into online banking or the app, tap Deposit, endorse your check, take clear photos, and submit. Funds are usually available the next business day.
Deposit at a Branch
Visit any branch and use our Interactive Teller Machine (ITM) or speak with a teller. Bring your debit card, checks, and ID. Deposits made before 5:00 p.m. typically post the same day.
Common Questions
Why is my card restricted from ATM deposits?
In some cases we may restrict a card from being capable of completing an ATM deposit. Please give us a call at 844-700-7328 if you are having trouble making a deposit.
Get Help from Our Team
Call us at 844-700-7328 during business hours. Our team checks your card settings instantly and removes restrictions if needed. You can also visit any branch in Livonia, Southfield, Warren, Ypsilanti, or Romeo.
5 Helpful Hints for Making Deposits
- Use mobile deposit in the MyPDCU app – it is the fastest option.
- Try a branch ITM or teller instead of a regular ATM.
- Call 844-700-7328 to check if your card has deposit restrictions.
- Endorse checks “For Deposit Only” before using mobile deposit.
- Contact us at 248-263-4100 for help with any deposit issues.
People Driven Credit Union makes deposits easy and convenient with multiple secure options. Mobile deposit and branch services are available 24/7 or during open hours. Many members avoid ATM deposit issues completely by using the app or visiting a branch. Thank you for banking with us. Our team is always ready to help you deposit funds quickly and safely.
