The $1000 Save-to-Win quarterly winner is…
Dave: This is Dave Sullivan, part of the Marketing Team. I have a special member here with us:
Sheron: Sheron
Dave: Sheron was the quarterly grand prize winner of our Save-to-Win program. Our Save-to-Win program is available for members who deposit $25. You receive one entry into a drawing, and every quarter, we have one $1,000 winner in addition to the national prizes. You won the thousand dollars for the end of March.
Sheron: Yes!
Dave: That’s amazing, and how long have you been a member of People Driven Credit Union?
Sheron: Since 2004
Dave: 18 years?
Sheron: Yes.
Dave: Have you always been a part of the Save-to-Win program?
Sharon: Yes.
Dave: We appreciate that. In addition to Save-to-Win, you can also Roundup-to-Win. With Roundup-to-Win, every time you make a debit purchase, it rounds up to the next dollar, which goes into the Save-to-Win CD program.
Sharon: I wasn’t aware.
Dave: Yes, you can Roundup-to-Win every time you get to $25. You get another entry into the Save-to-Win program. It’s a pain-free way to save.
Prize-Linked Savings Program for Michigan Credit Unions
Save-to-Win is a national award-winning savings program available exclusively through credit unions. It was designed to help people build real savings habits by making the process rewarding in a tangible way. Instead of watching a savings balance grow slowly with little motivation to keep going, Save-to-Win gives members something to look forward to every quarter.
A provision in the Michigan Credit Union Act allows state and federal-chartered credit unions to offer prize-linked savings raffles to their members. Under this provision, a qualifying savings deposit earns entries into a drawing. It is not gambling. Your money stays in your account, earns interest, and you simply have a chance to win on top of that. The $1,000 quarterly prize is currently awarded every four months and is subject to change. National prizes are awarded separately through the broader Save-to-Win program.
The results speak for themselves. More than 13,000 Michigan credit union members have collectively saved $22 million through Save-to-Win. That is $22 million that stayed in Michigan households rather than going toward high-interest debt or being spent impulsively. For families who struggle to find a reason to set money aside consistently, Save-to-Win removes the friction. A $25 deposit gets you started. Every additional $25 earns another entry. The Roundup-to-Win feature makes it even easier by automatically rounding up your debit purchases to the nearest dollar and routing the difference into your Save-to-Win CD until you hit the next $25 threshold.
This program started as part of Michigan’s Community Reinvestment Initiative, rooted in the credit union philosophy of People Helping People. The idea is straightforward. If you can give members a reason to save that goes beyond discipline alone, more people will save. And when more Michigan families save, the whole community is more financially stable.
Sheron has been doing it since 2004. and is our $1000 Save-to-Win quarterly winner!
This program started as a part of Michigan’s Community Reinvestment Initiative because it’s closely tied to our mission of “People Helping People,” giving members a way to build good savings habits and enjoy a more responsible game of chance. Ready to Apply?
Start Saving and Start Winning.
Sheron has been a PDCU member since 2004 and a Save-to-Win participant the whole time. It only takes a $25 deposit to get your first entry. Here is how to get started.
Open a Save-to-Win CD
Deposit $25 and get one entry into a quarterly drawing for $1,000 plus national prize drawings. Every additional $25 earns another entry. It is a pain-free way to build savings and win at the same time.
Try Roundup-to-Win
Every time you make a debit purchase, Roundup-to-Win rounds up to the next dollar and deposits the difference into your Save-to-Win CD. Every time you hit $25 you earn another entry. Sheron did not know about it. Now you do.
Become a PDCU Member
Save-to-Win and Roundup-to-Win are available exclusively to PDCU members. Anyone who lives, works, worships, or attends school in Michigan can join. Membership starts with a $5 deposit.
Save-to-Win is a prize-linked savings program available to eligible PDCU members. Entries are earned through qualifying deposits. Prize drawings held quarterly. Program subject to eligibility requirements and applicable Michigan credit union regulations. Federally insured by the NCUA. NMLS #776727. $1000 Save-to-Win quarterly winner

