Life can throw unexpected challenges our way. If you or someone you know is struggling with the essential costs of living, there are trusted resources available to help with food, housing, utilities, healthcare, and more. Public Assistance can help.
Public Assistance Resources
People Driven Credit Union cares about the well-being of our members, and we want to connect you with reputable programs that can make a real difference.
Benefits.gov
Benefits.gov is a one-stop resource to search for direct financial assistance across sixteen categories, including food, healthcare, housing, and education. This tool is especially helpful for individuals and families facing multiple challenges, as it can connect you to federal and state assistance programs in one place.
211
You can dial 211 or visit 211.org to reach a nationwide network of over 200 local organizations staffed by trained professionals. They can help with housing, utility bills, food, and employment resources. 211 also specializes in crisis intervention, whether it’s keeping the heat on during freezing weather or ensuring your family has enough to eat.
U.S. Department of Health and Human Services (HHS)
The mission of HHS is to enhance the health and well-being of all Americans. They provide information and access to public health programs, social services, and medical research advancements.
U.S. Department of Housing and Urban Development (HUD)
- Counseling Services – Speak with licensed housing counselors, including specialists in disaster recovery, rental assistance, and homeownership guidance.
- Local Office Directory – Find HUD offices in your area for personalized support.
National Energy Assistance Referral (LIHEAP)
The LIHEAP program helps low-income households pay their heating and cooling bills. Call 1-866-674-6327 to connect with a local office.
We’re Here to Help
At PDCU, we understand that asking for help isn’t easy, but it can be the first step toward getting back on track. If you’re facing a financial hardship, talk to us. Our team can help you explore loan options, payment relief programs, and other support to keep you moving forward.
PDCU Can Help Too
Public assistance programs are a great starting point. If you are also facing financial stress around debt, bills, or your budget, these two PDCU resources are free and available to members.
Talk to a Free GreenPath Counselor
PDCU members have free access to GreenPath Financial Wellness, a nonprofit debt and credit counseling service. If you are dealing with overdue bills, high debt, or just need help making a plan, a GreenPath counselor can help you figure out your next steps without judgment and without any cost to you.
Talk to PDCU About Your Options
If you are a PDCU member going through a financial hardship, reach out to us directly. Our team can talk through loan options, payment relief programs, and other ways we may be able to help. There is no obligation and no judgment. We would rather hear from you early than have you face it alone.
GreenPath Financial Wellness is an independent nonprofit organization. Services and programs referenced in this article are provided by third parties and are not products of People Driven Credit Union. PDCU loan and relief options are subject to eligibility and credit approval. Membership eligibility required. Federally insured by the NCUA. NMLS 776727. Public Assistance
John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
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