Unwrap the Possibilities of a PD Quick Cash Holiday Loan
The holiday season is here, and we understand how stressful it can be to manage expenses during this busy time of year. With inflation and rising costs, gift shopping, travel, and festive gatherings may feel burdensome. At People Driven Credit Union (PDCU), we’re committed to making this time easier for our members. That’s why we’re offering the PD Quick Cash4 Holiday Loan—a quick, easy solution to cover your holiday expenses so you can focus on enjoying the season.
Why Choose the PD Quick Cash Holiday Loan?
Our PD Quick Cash4 Holiday Loan is designed to give you peace of mind as you enter the holiday shopping season. Whether buying gifts, planning a family gathering, or simply covering extra costs, this special loan promotion can provide you with up to $2,000 to help manage your expenses. With a low 9.99% APR* and an 11-month term, the loan offers affordable payments, so you can pay off your holiday purchases over time without feeling the financial pinch all at once.
How It Works
Getting started is easy! From October 15th through December 31st, eligible members can apply using a quick4 and straightforward application process that requires minimal information. Plus, no credit check is required, making the process even faster.
- Loan amounts range up to $2,000.
- 9.99% APR* with an 11-month term.
- Sample monthly payments: $191.01 for a $2,000 loan and $95.51 for a $1,000 loan.
- Only a $15 processing fee.
Who Can Apply?
To qualify for the PD Quick Cash4 Holiday Loan, members must meet the following criteria:
- Be a member of PDCU for at least six months.
- Have direct deposit of at least $1,000/month for six consecutive months.
- Loan eligibility is based on the total average of your aggregate monthly deposits, with no credit check required.
*Members are limited to having only two “Quick Cash” products open at any time.
Apply Online Today and Enjoy a Stress-Free Holiday Season
The PD Quick Cash4 Holiday Loan is available exclusively online from October 15th through December 31st, 2024. Whether you need funds for gifts, travel, or other holiday-related expenses, PDCU supports our members.
Don’t let expenses dampen your festive spirit—apply online today for the PD Quick Cash4 Holiday Loan!
Disclosures
*APR = Annual Percentage Rate. All loans are subject to approval. Rates, terms, and loan amounts may vary based on creditworthiness and underwriting criteria. Membership eligibility is required.
4Important Information About PD Quick Cash
The PD Quick Cash Graduation Loan is available only to members in good standing with a qualifying direct deposit of at least $1,000/month for six consecutive months. $15 processing fee applies. No credit check is performed for this loan option.
“Same-day approval,” “under 60 seconds,” and “funds promptly” refer to the average time it takes to process applications for eligible members during regular business hours. Actual approval and funding times may vary based on application volume, account verification, and other eligibility requirements.
Approval is not guaranteed and is subject to credit union membership, account history, and other underwriting criteria. Applicants must be a member in good standing for a minimum of 180 days and meet eligibility criteria, which may include regular direct deposit and no recent loan delinquencies.
All loans are subject to credit union approval and other terms and conditions. People Driven Credit Union reserves the right to modify or discontinue this product at any time without notice.
