Lease-to-Own Furniture: Is It Worth the Cost?
Furniture is an important part of making your house feel like home. Whether you’re replacing a worn-out couch, buying a new bedroom set, or furnishing your first apartment, the costs can add up quickly. That’s why lease-to-own furniture offers can look attractive. Instead of paying hundreds or thousands of dollars upfront, you might see advertisements promising a new couch for ...
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Columbus Day Closure: Use the Day to Explore and Learn
Every year, on the second Monday of October, many Americans enjoy a long weekend thanks to the Columbus Day holiday. You may have noticed that most banks and credit unions, including People Driven Credit Union (PDCU), close their doors on this day. But have you ever wondered why? The History of Columbus Day Columbus Day commemorates the arrival of Christopher ...
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Received a $90 Medicare Deposit? Here’s What It Means
If you recently noticed an unexpected $90 deposit from the federal government, you may be wondering where it came from and whether it affects your regular Social Security payment. The $90 payment is legitimate for eligible recipients. The Centers for Medicare & Medicaid Services, or CMS, announced a one-time $90 Medicare Improvement Fund Premium Rebate for certain people enrolled in ...
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How to Tell If Someone Is Using Your Identity
Identity theft does not always announce itself with one obvious warning. Sometimes the first sign is a small unfamiliar charge. Other times, you may discover an account you never opened, receive a debt collection notice for money you do not owe, or find out that someone filed a tax return using your information. Knowing the signs of identity theft can ...
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What to do if your identity is stolen
Discovering that someone may be using your identity can be unsettling. Maybe you notice a purchase you did not make, an unfamiliar account on your credit report, a bill from a company you have never used, or an alert about a new account opened in your name. Whatever brought the problem to your attention, acting quickly can help limit additional ...
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2026 Holiday Loan Special
Make holiday expenses easier with the 2026 Holiday Loan Special The holidays can bring plenty of extra expenses. Gifts, travel, family gatherings, decorations, food, and other seasonal costs can add up quickly. The 2026 PD Quick Cash Holiday Loan Special from People Driven Credit Union gives eligible members another way to manage those expenses without putting everything on a credit ...
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Government impersonation scams: How to spot a fake law enforcement call
A phone call appears to come from a government agency. The caller knows your name. They may even provide a badge number, case number, or other information that sounds official. Then comes the threat. You owe a fine. You missed jury duty. There is a warrant for your arrest. Your license is about to be suspended. Your identity has been ...
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How to Finance a Car Purchased From a Private Seller
Buying a car directly from its owner can help you find vehicles and prices that may not be available at a dealership. However, arranging payment, transferring the title and confirming ownership requires a little more coordination. A private party auto loan allows you to finance an eligible car, truck, SUV or van purchased from an individual. People Driven Credit Union ...
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Member exclusive: Save 30% on Trust & Will estate plans in October
Estate planning can help you make your wishes clear, protect the people you care about, and decide how your assets should be handled in the future. This October, People Driven Credit Union members can make getting started a little more affordable with an exclusive 30% Trust & Will discount. Save 30% on Trust & Will during October Through Love My ...
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The Complete Guide to RV Financing in Michigan
Buying an RV can give you more ways to travel, camp, and explore Michigan. It also introduces financial decisions that go well beyond choosing a floor plan. Before visiting a dealership or contacting a private seller, take time to understand how RV financing works. A clear budget, loan preapproval, and careful comparison can help you choose an RV that fits ...
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