Category: Other
Financial Lessons from Black Leaders
Building wealth isn’t just about earning more; it’s about building something that still stands a decade from now, and ideally, helps the next generation start stronger than you did. Financial Lessons from Black Leaders: Building Wealth That...
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5 Ways to Save Money Every Month
Saving money every month doesn’t require a spreadsheet obsession or a “no fun allowed” lifestyle. It’s usually a handful of small, repeatable habits that keep more cash in your account—month after month. 5 Ways to Save Money Every...
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Account Takeover Scams Are Surging in 2026
If someone calls, texts, or emails claiming to be “your bank” and urgently needs a code from you, you’re not talking to a helper; you’re talking to a thief with a script. Scammers are impersonating financial institutions to steal logins,...
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How to Build an Emergency Fund (and Why It’s Important)
An emergency fund is the financial equivalent of keeping a spare tire in the trunk. You don’t plan to use it… but when you need it, you really need it. Whether it’s a car repair, an unexpected medical bill, a home maintenance surprise, or a...
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Check Your Debt-to-Income Ratio in Seconds
If you’ve ever wondered, “Am I carrying too much monthly debt?” you’re not alone—and now you’ll have a quick way to see it. Starting January 13, 2026, a new Debt-to-Income (DTI) module will be available inside the Credit Score experience in...
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Small Business Tax Services: Exclusive Member Discounts
Running a small business takes grit. Filing taxes shouldn’t take your soul, too. Small business tax services discounts for PDCU members People Driven Credit Union is excited to share new special member discounts on small business tax prep...
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Save to Win® + Round Up to Win: Build Your Savings (and Get Chances to Win Cash Prizes)
Saving money is a good habit. It’s also… not exactly a thrill ride. Save to Win® rewards the habit of saving with chances to win cash prizes—without putting your savings at risk. (See official rules for details.) At People Driven Credit...
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Is Debt Consolidation Worth It? A 2026 Analysis
Credit card balances remain near record highs in 2026, with national average interest rates still exceeding 20% APR. For many households, that means hundreds of dollars each month going toward interest alone, while balances barely decrease. Rising costs...
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How to make a budget
Let’s be honest: most budgets don’t fail because people “can’t do math.” They fail because life happens, groceries cost more than planned, the car needs something, and suddenly your “perfect budget” is a fond memory. At People Driven...
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New Year, New Goals: How to Plan Your 2026 Finances
As the year winds down and your calendar fills up with family, shopping, and last-minute “oh yeah, that’s still due” moments, it’s easy to push money planning to “later.” But mid-December is actually the perfect time to take control of your...
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