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Loan Options

PDCU Loan Applications: Start Here

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At People Driven Credit Union, we understand that financial flexibility is critical to achieving your goals, so we’re proud to offer a wide range of loan options tailored to your needs. Whether you’re in the market for a new vehicle, looking to purchase a home, need funds for personal expenses, or seeking convenient credit card solutions, PDCU has you covered. With our commitment to low, competitive rates, you can trust us to help you quickly navigate life’s financial milestones. Explore our offerings and take the first step toward securing your financial future today!


Family in the pool enjoying their summer thanks to a PD Summertime Cash Loan

PD Summertime Cash Loan Special

July 1 through August 31, 2025

Amounts Up To $2,000 Available in Minutes4

A short-term loan that covers anything to help cover the costs of summer.

Summertime Cash Loan Special

4“Available in Minutes” refer to the average time it takes to process applications for eligible members during regular business hours. Actual approval and funding times may vary based on application volume, account verification, and other eligibility requirements. Approval is not guaranteed and is subject to credit union membership, account history, and other underwriting criteria. The PD Summertime Quick Cash Loan is available only to members in good standing with a qualifying direct deposit of at least $1,000/month for six consecutive months. $15 processing fee applies. No credit check is performed for this loan option.



Smiling driver celebrating after financing a new car with People Driven Credit Union.

Own the Road for 4.99%¹ APR*

Same low rate whether you’re buying new, used, or refinancing.

Drive off with payments as low as $18.87 per $1,000 borrowed

Apply in Minutes

*APR = Annual Percentage Rate. Rate available for qualified borrowers financing new or used cars, trucks, and SUVs, or refinancing an auto loan from another lender. Loan terms up to 72 months. All loans subject to credit approval and membership eligibility.
Example payment: $18.87 per $1,000 borrowed at 4.99% APR for 60 months.
Loans must close within 30 days of application. People Driven Credit Union is an equal opportunity lender.


Learn More About Loans

Graphic: PD Summertime Cash Loan Special — Keep Your Summer Budget Cool.

PD Summertime Cash Loan Special

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Use a HELOC to Finance Energy-Efficient Home Upgrades

Making your home more energy-efficient is a wise investment and it’s more affordable with the......Read More

Graphic: Drive into the New Year with 4.99% APR*.

Drive into the New Year with 4.99%¹ APR*

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Graphic: The Ultimate Guide to Planning Your Summer Vacation Budget.

The Ultimate Guide to Planning Your Summer Vacation Budget

Summer is the perfect time to explore, relax, and make unforgettable memories. But without a......Read More