At People Driven Credit Union, we understand that financial flexibility is critical to achieving your goals, so we’re proud to offer a wide range of loan options tailored to your needs. Whether you’re in the market for a new vehicle, looking to purchase a home, need funds for personal expenses, or seeking convenient credit card solutions, PDCU has you covered. With our commitment to low, competitive rates, you can trust us to help you quickly navigate life’s financial milestones. Explore our offerings and take the first step toward securing your financial future today!
PDCU Loan Options:
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Vehicle Loans
Financing options for new cars, trucks, SUVs, motorcycles, boats, and RVs.
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Personal Loans
Personal loans, personal lines of credit, and loans for anything or everything.
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Credit Cards
Reward Yourself With Great Merchandise, Travel and Cash Back!
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Home Equity Loans
Use the equity in your home to capitalize on a lower rate. Explore Fixed-Term Home Equity Loans and HELOCs.
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Mortgage Loans
Personalized service, competitive rates, and flexible financing options tailored to your needs.
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Loan Rates
Check our current rates and see how PDCU can make borrowing easy and affordable.
Loan Management Links:
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Make a Loan Payment
PDCU offers options for making your loan payment.
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Make a Credit Card Payment
Convenient ways you can make a Rewards Driven Credit Card payment at PDCU.
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Skip-A-Payment
Take a Break from Your Loan Payments with PDCU’s Skip-A-Payment Program.
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Manage Your Loan
Use the MyPDCU app or the online banking portal to access and manage your loan details.
Valentine's Day Loan
January 30 through February 28, 2026
Amounts Up To $2,000 Available in Minutes4
A short-term loan that covers anything to help cover the costs of Valentine's Day.
4“Available in Minutes” refer to the average time it takes to process applications for eligible members during regular business hours. Actual approval and funding times may vary based on application volume, account verification, and other eligibility requirements. Approval is not guaranteed and is subject to credit union membership, account history, and other underwriting criteria. The PD Quick Cash Valentine's Day Loan is available only to members in good standing with a qualifying direct deposit of at least $1,000/month for the last six consecutive months. $35 processing fee applies. No credit check is performed for this loan option.
Own the Road for 5.24%¹ APR*
Same low rate whether you’re buying new, used, or refinancing.
Drive off with payments as low as $18.98 per $1,000 borrowed†
*APR = Annual Percentage Rate. Rate available for qualified borrowers financing new or used cars, trucks, and SUVs, or refinancing an auto loan from another lender.
Loan terms up to 72 months. All loans subject to credit approval and membership eligibility.
†Example payment: $18.98 per $1,000 borrowed at 5.24% APR for 60 months.
Loans must close within 30 days of application. People Driven Credit Union is an equal opportunity lender.
Learn More About Loans
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