Unsecured Personal Loan Options
Borrow without using collateral. A great fit for larger expenses when you want predictable monthly payments.
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Unsecured Personal Loans
Personalized service, competitive rates, and flexible financing options tailored to your needs
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Personal Lines of Credit
A flexible, revolving credit option that allows you to borrow money as you need it, up to a pre-approved limit.
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Everything Loans
Loans for anything and everything, including loans for vacations, weddings, funerals, pets, and health.
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Debt Consolidation Loans
Reduce your interest rates, & lower your monthly payments.
PD Quick Cash Options
A small-dollar option for short-term needs, with clear terms and a faster path to funds.
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Quick Cash Loan
No credit checks, no waiting periods, and no application fees. Get money when you need it.
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Tax Relief Loan
A short-term PD Quick Cash Loan that covers everything from tax payments to tax preparation fees.
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Graduation Loan
A short-term PD Quick Cash Loan for to help with job interviews, moving, or celebrating your achievement.
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Summertime Loan
A short-term PD Quick Cash Loan for to help with summer vacations, backyard upgrades, and those “why-is-my-energy-bill-so-high” surprises.
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Back-to-School Loan
A short-term PD Quick Cash Loan for Back-To-School expenses.
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Holiday Loan
A short-term PD Quick Cash Loan for holiday and seasonal expenses.
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Valentine's Loan
A short-term PD Quick Cash Loan for Valentine's Day related expenses.
Secured Personal Loan Options
Use your savings or certificate as collateral to access lower rates while keeping your funds on deposit.
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Home Improvement Loans
Increase your home’s value with a home improvement loan.
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Share Secured Loans
Leverage your savings account with a share secured loan.
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CD Secured Loans
Leverage your existing certificate of deposit savings.
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Credit Builder Loans
Establish or improve your credit with a Credit Builder Loan.
Learn More About Personal Loans
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Loan Management Links
Access convenient tools and resources to make payments, manage your credit card, explore Skip-A-Payment options, and stay on top of your loan details.
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Make a Loan Payment
PDCU offers options for making your loan payment.
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Make a Credit Card Payment
Convenient ways you can make a Rewards Driven Credit Card payment at PDCU.
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Skip-A-Payment
Take a Break from Your Loan Payments with PDCU’s Skip-A-Payment Program.
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Manage Your Loan
Use the MyPDCU app or the online banking portal to access and manage your loan details.
Disclosures
*APR = Annual Percentage Rate: The actual APR and loan term is subject to approval and may be determined upon the borrower’s creditworthiness, the amount borrowed, and the type, value, age, and condition of the collateral offered to secure the loan (when applicable). Rates are effective as of today and are subject to change.
¹Special Loan Rate Discount: Benefit from a .25% reduction when enrolling in our autopay service, which is included in the “as low as” rate advertised. The discount is available to those who setup autopay of their monthly loan payment from a People Driven Credit Union checking or savings account.
Membership Requirement
All accounts and loans require membership at People Driven Credit Union. Membership is available to individuals who live, work, worship, or attend school in the State of Michigan, as well as relatives of current members. To complete an application for any account or loan, you will need the following information:
- A valid Driver’s License, State ID, or Passport with your current address
- Your Social Security Number
A Membership Share Savings Account is required to establish membership at People Driven Credit Union. A $5 deposit secures your ownership share in the credit union and unlocks access to our full suite of products and services. This account earns 0.01% APY with a $5 minimum deposit.
People Driven Credit Union is an Equal Housing Opportunity Lender NMLS #776727
All other trademarks are the property of their respective owners.
