Personal Loan Options
At People Driven Credit Union, we understand that life’s endeavors come in all shapes and sizes, which is why we offer a diverse range of personal loan options to suit your unique needs. From traditional Personal Loans and Personal Lines of Credit to our innovative Everything Loans, including Vacation Loans, Pet Loans, Life Situational Loans, Wellness Loans, Relocation Loans, and Self-Improvement Loans, we’re here to support you every step of the way. With flexible terms, competitive rates, and personalized service, we empower you to pursue your dreams and achieve your goals, no matter how big or small. Explore our comprehensive suite of lending products today and take the first step toward a brighter financial future.
Unsecured Personal Loan Options
-
Unsecured Personal Loans
Personalized service, competitive rates, and flexible financing options tailored to your needs.
-
Personal Lines of Credit
A flexible, revolving credit option that allows you to borrow money as you need it, up to a pre-approved limit.
-
Everything Loan
The best things in life are free; we’re here for the other stuff.
-
Debt Consolidation Loans
Reduce your interest rates, & lower your monthly payments.
PD Quick Cash Options
-
Quick Cash Loan
No credit checks, no waiting periods, and no application fees. Get money when you need it.
-
Holiday Loan
PD Quick Cash Holiday Loan for Seasonal Expenses.
-
Back-to-School Loan
Get ready for the new school year with PDCU’s Back-To-School Loan Special!
-
Summertime Loan
A short-term loan to help with summer vacations, backyard upgrades, and those “why-is-my-energy-bill-so-high” surprises.
-
Graduation Loan
A short-term loan to help with job interviews, moving, or celebrating your achievement.
-
Tax Relief Loan
A short-term loan that covers everything from tax payments to tax preparation fees.
Secured Personal Loan Options
-
Home Improvement Loans
Increase your home’s value with a home improvement loan.
-
Share Secured Loans
Leverage your savings account with a share secured loan.
-
CD Secured Loans
Leverage your existing certificate of deposit savings.
-
Credit Builder Loans
Establish or improve your credit with a Credit Builder Loan.
Learn More About Personal Loans
Personal Line of Credit vs. Personal Loan: Understanding the Difference
Whether you have a surprise expense or just need a bit of extra money for......Read More
How to Improve Your Personal Loan Application in 24 Hours
No matter what you need money for, applying for a personal loan can be a......Read More
Avoid the Post-Holiday Debt Hangover: Manage Expenses with Debt Consolidation
The holidays are supposed to come with joy, not a financial hangover. But once the......Read More
What to Use a Holiday Loan For
The holidays are full of joy, family, and fun, but also a few extra expenses.......Read More
Loan Management Links
-
Make a Loan Payment
PDCU offers options for making your loan payment.
-
Make a Credit Card Payment
Convenient ways you can make a Rewards Driven Credit Card payment at PDCU.
-
Skip-A-Payment
Take a Break from Your Loan Payments with PDCU’s Skip-A-Payment Program.
-
Manage Your Loan
Use the MyPDCU app or the online banking portal to access and manage your loan details.
