Personal Loan Options
At People Driven Credit Union, we understand that life’s endeavors come in all shapes and sizes, which is why we offer a diverse range of personal loan options to suit your unique needs. From traditional Personal Loans and Personal Lines of Credit to our innovative Everything Loans, including Vacation Loans, Pet Loans, Life Situational Loans, Wellness Loans, Relocation Loans, and Self-Improvement Loans, we’re here to support you every step of the way. With flexible terms, competitive rates, and personalized service, we empower you to pursue your dreams and achieve your goals, no matter how big or small. Explore our comprehensive suite of lending products today and take the first step toward a brighter financial future.
Unsecured Personal Loan Options:
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Unsecured Personal Loans
Personalized service, competitive rates, and flexible financing options tailored to your needs.
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Personal Lines of Credit
A flexible, revolving credit option that allows you to borrow money as you need it, up to a pre-approved limit.
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Everything Loan
The best things in life are free; we’re here for the other stuff.
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Debt Consolidation Loans
Reduce your interest rates, & lower your monthly payments.
PD Quick Cash Options
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Quick Cash Loan
No credit checks, no waiting periods, and no application fees. Get money when you need it.
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Back-to-School Loan
Get ready for the new school year with PDCU’s Back-To-School Loan Special!
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Summertime Loan
A short-term loan to help with summer vacations, backyard upgrades, and those “why-is-my-energy-bill-so-high” surprises.
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Graduation Loan
A short-term loan to help with job interviews, moving, or celebrating your achievement.
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Tax Relief Loan
A short-term loan that covers everything from tax payments to tax preparation fees.
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Holiday Loan
PD Quick Cash Holiday Loan for Seasonal Expenses.
Secured Personal Loan Options
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Home Improvement Loans
Increase your home’s value with a home improvement loan.
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Share Secured Loans
Leverage your savings account with a share secured loan.
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CD Secured Loans
Leverage your existing certificate of deposit savings.
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Credit Builder Loans
Establish or improve your credit with a Credit Builder Loan.
Back-to-School Cash
August 18 through September 30, 2025
Amounts Up To $2,000 Available in Minutes4
A short-term loan that covers anything to help cover the costs of education.
4“Available in Minutes” refer to the average time it takes to process applications for eligible members during regular business hours. Actual approval and funding times may vary based on application volume, account verification, and other eligibility requirements. Approval is not guaranteed and is subject to credit union membership, account history, and other underwriting criteria. The Back-to-School Cash loan is available only to members in good standing with a qualifying direct deposit of at least $1,000/month for the last three consecutive months. $15 processing fee applies. No credit check is performed for this loan option.
Learn More About Personal Loans
2025 Back-to-School Cash
As summer winds down and the back-to-school buzz begins, People Driven Credit Union (PDCU) is......Read More
What to Know Before Applying for a Personal Loan
Whether you’re consolidating debt, covering an emergency expense, or finally taking that long-overdue vacation, a......Read More
Back-to-School Financial Tips for Parents and Students
Back-to-school season is exciting, but let’s face it, it can also be expensive. From school......Read More
PD Summertime Cash Loan Special
Between summer vacations, backyard upgrades, and those “why-is-my-energy-bill-so-high” surprises, this season can put a real......Read More
